David Share and Samantha Share discuss the top 7 reasons disability claims get denied.

1:09 - #1: Insufficient medical evidence

02:11 - #2: Doesn't meet the definition of disability

04:39 - #3: The insurance company believes you can work

06:11 - #4: The insurance company doctors believe you can work

08:24 - #5: Pre-existing medical condition

10:07 - #6: Surveillance

12:30 - #7: Change of definition

15:50 - Employment Corner

David, Samantha, and client service rep Adam Parry talk about what Canadians must keep in mind when submitting a long term disability application for chronic pain.

00:30 - What is chronic pain & why is it so often denied?

02:25 - What you may be feeling if you're going through the disability claim process for chronic pain

10:35 - Client success story - how a client got her chronic pain disability benefits

17:28 - Key takeaways for chronic pain disability claims

David Share and Samantha Share host Your Disability Lawyers, discussing what you need to know about Canadian disability insurance law.

In Episode 4, What to Expect from the Disability Benefits Process, David, Samantha, and Adam Parry, a Client Service team member, explain the different stages of accessing long term disability benefits - whether you're applying, you've been approved your benefits, or been denied your benefits.

Our disability lawyers see a lot of confusion around the Pre-Existing Clause in long term disability policies.

It's a common reason for denial of benefits, impacting any Canadian with an LTD policy in the first year of a new job.

00:42 - What is the Pre-Ex Clause and How Can it Impact You?

06:02 - What You're Going Through if You've Been Denied Due to Pre-Ex

10:33 - Client Success Story

17:46 - Why It's Essential to Consider a Pre-Ex Clause

David Share and Samantha Share host Your Disability Lawyers, discussing what you need to know about Canadian disability insurance law.

In Episode 2, "How to Choose the Right Disability Lawyer", David, Samantha, and client service lawyer Janice E. Grevler list several important aspects to look for when finding legal representation for a denied disability claim.

In Episode 1, David Share, Samantha Share, and client service lawyer Janice E. Grevler talk about the specifics of mental health long term disability claims:

• Why claims for mental health are so often denied and what you can do about a denial
• What to expect when you’ve been refused your insurance benefits
• What you MUST know if you’ve been denied by your insurance company for a mental health claim