Episodes

  • Episode 151: Tax Free Retirement with Fixed Indexed Universal Life (FIUL)

    Episode 151: Tax Free Retirement with Fixed Indexed Universal Life (FIUL)
    Jan 30 2025
    How can you create tax free income and legacy for retirement? One of the most powerful tools is unfortunately not talked about enough. It is called Fixed Indexed Universal Life, and it has multiple benefits both while you are living and when you are gone.

    Key Takeaways:
    • Build tax free cash value
    • Surviving spouse tax free income replacement
    • Long Term Care benefits
    • Tax Free death benefit for your heirs
    • Not included in assets for college planning and the FAFSA
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    13 mins
  • Episode 150: Your Investment Risk Tolerance

    Episode 150: Your Investment Risk Tolerance
    Jan 23 2025
    We all have a risk tolerance - how much risk td you want to take for the commensurate reward? In stock market investing, risk is defined by 5 categories. Today we explain each category and debunk some of the myths that it is based only on age.

    Key Takeaways:
    • Conservative
    • Moderately Conservative
    • Moderate
    • Moderately Aggressive
    • Aggressive
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    13 mins
  • Episode 149: New Years Resolutions 2025

    Episode 149: New Years Resolutions 2025
    Jan 16 2025
    January is historically the time to make resolutions to improve our lives. Unfortunately, about 90% of people will not be able to keep their resolutions. Today we will talk about making small steps that can become permanent habits.

    Key Takeaways:
    • Increasing physical fitness without a gym membership
    • Simple weight loss techniques
    • Written goals for faith, family, work and health
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    13 mins
  • Episode 148: Financial Tips for College Students

    Episode 148: Financial Tips for College Students
    Aug 8 2024
    There are a lot of financial things college students are not necessarily prepared for when they head to college. If you are a student or have a loved one that is starting college, share these tips and help them avoid some of the financial surprises that college can bring. Key takeaways:
    • Know about student aid, borrowing and college savings plans
    • Take advantage of student discounts, scholarships, and other available money
    • When and how to repay student loans
    • Prepare for emergencies
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    11 mins
  • Episode 147: Passive vs Active Investing

    Episode 147: Passive vs Active Investing
    Jul 25 2024
    Have you heard about Passive and Active Investing and wondered what that means? Today we will explain what these are and the pros and cons of each investment philosophy. Key takeaways:
    • Is modern portfolio theory relevant today
    • Poor Performance of Bonds
    • Active Investing algorithms better on downside than upside
    • Diversification in and out of the stock market
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    12 mins
  • Episode 146: Get Rid of Your Ticking Tax Bomb

    Episode 146: Get Rid of Your Ticking Tax Bomb
    Jul 18 2024
    Ed Slott is a CPA and one of my favorite experts on all things tax related. If you have deferred accounts like 401k, 403b, 457, or IRAs you have a ticking tax bomb. Looking over your entire retirement and where government spending is, our expectation is that there will be some high taxes coming again in the future. Your IRA is an IOU to the IRS! Key takeaways:
    • 401k distribution/rollover biggest check you may ever get
    • What should you do with it?
    • Diffuse this ticking tax bomb
    • Worst assets to leave your beneficiaries
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    13 mins
  • Episode 145: Money Lessons for Your Kids

    Episode 145: Money Lessons for Your Kids
    Jun 28 2024
    Teaching your kids about money depends on you, the Parents. We want to share some of the money lessons we learned from our Fathers in honor of Father's Day and share some practical lessons you can teach your children or grandchildren. You have the opportunity to set you children up for a successful financial life with these lessons. Key takeaways:
    • Children will value what they earn more than what is given to them
    • Teach Your Kids how to Lose Money
    • The power of compounding when you start early
    • The spending acid test - 3 questions
    • Teach Your Kids to Give to Others
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    13 mins
  • Episode 144: Family Fun on a Budget

    Episode 144: Family Fun on a Budget
    Jun 21 2024
    Are you looking for fun things to do with your children or grandchildren that are budget friendly? This week we share no and low cost indoor activities, outdoor activities and educational and community activities. Key takeaways:
    • Use resources like Pinterest to help you with ideas
    • Look at options near where you live
    • Join groups that can help with planning fun outings
    • Fun doesn't have to cost a lot of money
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    12 mins