Episodes

  • The Myth of Non-Direct Recognition - Road Noise with Hutch
    Jan 14 2025

    The biggest myth of Infinite Banking is the whole phenomenon of Non-Direct Recognition loans.

    For years, we've been dispelling the BS that Non-Direct Recognition is a means of siphoning continuous arbitrage off a well-capitalized insurance company. Both things can't be true, right?

    Anyway, new evidence has come to light validating our stance, and this episode of Road Noise with Hutch has to do with dispelling the myth that there is a free lunch with Non-Direct recognition.

    Check out our detailed article on Direct vs. Non-Direct Recognition here:

    📃 https://bankingtruths.com/direct-vs-non-direct-recognition-life-insurance/

    Download the ultimate guide to using Whole Life for Infinite Banking:

    📃 https://bankingtruths.com/the-ultimate-guide-to-understanding-your-whole-life-policy-for-infinite-banking-ibc/?utm_source=youtube&utm_medium=channel&utm_campaign=hrn

    Learn more about the "4-D Banking Strategy":

    🏦 https://bankingtruths.com/access-4-d-banking-course/?utm_source=youtube&utm_medium=channel&utm_campaign=hrn

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    25 mins
  • What about Bitcoin & Crypto? - Road Noise with Hutch
    Dec 4 2024

    Hear Hutch's perspective on digital assets and how it fits into privatized banking.

    Download the ultimate guide to using Whole Life for Infinite Banking:

    📃 https://bankingtruths.com/the-ultimate-guide-to-understanding-your-whole-life-policy-for-infinite-banking-ibc/?utm_source=youtube&utm_medium=channel&utm_campaign=hrn


    Learn more about the "4-D Banking Strategy":

    🏦 https://bankingtruths.com/access-4-d-banking-course/?utm_source=youtube&utm_medium=channel&utm_campaign=hrn

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    25 mins
  • The Psychology of Debt with Infinite Banking vs. Velocity Banking - Road Noise with Hutch
    Nov 1 2024

    In this 6th episode of "Road Noise with Hutch," Hutch discusses the hypocrisy of the "debt-free dream" and the common limiting beliefs surrounding debt, borrowing, and leverage.

    Even though the tactics of Velocity Banking are efficient and superior to Dave Ramsey's envelopes or "Debt Snowball", the race to get out of debt can only get you back to even...then what? Hutch goes on to discuss the philosophical history of Infinite Banking (IBC) and Economic Value Add (EVA), both of which open the door to the mindset needed for privatized banking to build wealth.

    Hutch also goes deeper into his “4D Banking” system, which mixes ideas from Velocity Banking, the Infinite Banking Concept (IBC), and a proven corporate finance concept called Economic Value Add (EVA). This system focuses on making the most of cash flow, growing money through compounding, and keeping access to liquid (easily available) assets. The goal of 4D Banking is to help people use different types of assets to build wealth without relying on the approval of traditional banks.

    Hutch believes that employing 4-D Banking will help every dollar work harder and build an impenetrable fortress beyond just avoiding debt.

    Download the ultimate guide to using Whole Life for Infinite Banking:

    📃 https://bankingtruths.com/the-ultimate-guide-to-understanding-your-whole-life-policy-for-infinite-banking-ibc/?utm_source=youtube&utm_medium=channel&utm_campaign=hrn

    Learn more about the "4-D Banking Strategy":

    🏦 https://bankingtruths.com/4-d-banking-webinar-replay/?utm_source=youtube&utm_medium=channel&utm_campaign=hrn

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    29 mins
  • Navigating Retirement Plans - Road Noise with Hutch
    Oct 29 2024

    In this episode of Road Noise with Hutch, the discussion centers on retirement planning, focusing on 401(k)s, IRAs, and alternative strategies like Roth conversions. Hutch explores the shift in conventional wisdom around tax-deferred retirement accounts, highlighting the potential pitfalls of over-contributing to 401(k)s amidst rising national debt and inflation. He also emphasizes the benefits of prioritizing Roth accounts and alternative investment strategies to enhance financial flexibility in retirement.

    Download the ultimate guide to using Whole Life for Infinite Banking:

    📃 https://bankingtruths.com/the-ultimate-guide-to-understanding-your-whole-life-policy-for-infinite-banking-ibc/?utm_source=youtube&utm_medium=channel&utm_campaign=hrn

    Learn more about the "4-D Banking Strategy":

    🏦 https://bankingtruths.com/4-d-banking-webinar-replay/?utm_source=youtube&utm_medium=channel&utm_campaign=hrn

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    20 mins
  • Precious Metals in 4-D Banking - Road Noise with Hutch
    Sep 30 2024

    Hutch discusses how Precious Metals can play a role in a 4-D Banking system.

    Download the ultimate guide to using Whole Life for Infinite Banking:

    📃 https://bankingtruths.com/the-ultimate-guide-to-understanding-your-whole-life-policy-for-infinite-banking-ibc/?utm_source=youtube&utm_medium=channel&utm_campaign=hrn


    Learn more about the "4-D Banking Strategy":

    🏦 https://bankingtruths.com/4-d-banking-webinar-replay/?utm_source=youtube&utm_medium=channel&utm_campaign=hrn

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    20 mins
  • Hutch's Experience with the LA Riots - Road Noise with Hutch
    Sep 30 2024

    Hutch discusses how his perspective of seeing the LA Riots and how when law & order takes the weekend off shapes a small part of his overall asset allocation, as well as my personal belief about what the worst case scenario is financially.

    Download the Ultimate Guide to using Whole Life for Infinite Banking:

    📃 https://bankingtruths.com/the-ultimate-guide-to-understanding-your-whole-life-policy-for-infinite-banking-ibc/?utm_source=podcast&utm_medium=podcast&utm_campaign=hrn

    Learn more about the "4-D Banking Strategy":

    🏦 https://bankingtruths.com/4-d-banking-webinar-replay/?utm_source=podcast&utm_medium=podcast&utm_campaign=hrn

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    26 mins
  • Hutch on Getting Into the Insurance Business - Road Noise with Hutch
    Sep 26 2024

    Hutch discusses his history on getting into the financial business 14 years ago and his evolution over time.

    Download the Ultimate Guide to using Whole Life for Infinite Banking:

    📃 https://bankingtruths.com/the-ultimate-guide-to-understanding-your-whole-life-policy-for-infinite-banking-ibc/?utm_source=podcast&utm_medium=podcast&utm_campaign=hrn


    Learn more about the "4-D Banking Strategy":

    🏦 https://bankingtruths.com/4-d-banking-webinar-replay/?utm_source=podcast&utm_medium=podcast&utm_campaign=hrn

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    24 mins
  • More About Hutch Off the Clock - Road Noise with Hutch
    Sep 20 2024

    Learn more about what Hutch's life is like "off the clock".

    Download the ultimate guide to using Whole Life for Infinite Banking:

    📃 https://bankingtruths.com/the-ultimate-guide-to-understanding-your-whole-life-policy-for-infinite-banking-ibc/?utm_source=podcast&utm_medium=podcast&utm_campaign=hrn


    Learn more about the "4-D Banking Strategy":

    🏦 https://bankingtruths.com/4-d-banking-webinar-replay/?utm_source=podcast&utm_medium=podcast&utm_campaign=hrn


    Family RV Trip Videos:

    https://youtu.be/A7OI0zqsU70?si=gFhZy1Dq-frfYCkD

    https://youtu.be/Utq6YvbPaI4?si=GRKHowyCI5sAX0xj

    https://youtu.be/va0JdIsDlig?si=zOAocn4ldORwiqHP


    Hutch listed Poker Tournament Results:

    https://pokerdb.thehendonmob.com/player.php?a=r&n=46738


    Funny PokerNews Write-Up of Hutch:

    https://www.pokernews.com/tours/wsop/2019-wsop/event-33-1500-limit-2-7-triple-draw/chips.280680.htm


    Hutch's $100k WSOP score in 2017:

    https://www.pokernews.com/tours/wsop/wsop-2017/event-19-the-giant/chips.177646.htm

    https://www.pokernews.com/tours/wsop/wsop-2017/event-19-the-giant/chips.177852.htm

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    19 mins