Hutch Money Minutes

By: John "Hutch" Hutchinson
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  • Summary

  • You know that financial education you wish you got in school? Well, here's your chance to reenroll anytime you get in your car or go to the gym. Everyone should be educated enough to properly manage their own money situation if they really want to. Even if you’re someone who wants professional help, most people choose their advisors based on some kind of personality contest rather than a merit-based system, since that’s the only context they have. Let’s face it, the money industry is purposefully confusing… I would say by design. As an ex-financial planner myself, I plan to share some behind-the-scenes context, the dirty little secrets of the industry, and common conflicts of interest to be avoided. You see, I started my journey into this profession over 15 years ago as a disenfranchised client, and I paid lots of money to get all kinds of alphabet soup after my name to decode this madness. Thankfully for you, I specialize in making complex financial concepts simple to understand and easy to digest, so you can deduce for yourself where you need to drill deeper. I’m going to kick it off with a crash course into the various facets of financial planning and how the sum of the parts should equal a holistic game plan. Having your all chess pieces deployed and aligned properly across your board can often have a bigger impact than simply picking the right investments or trying to time them perfectly. I also plan to have different guests join us from time to time to discuss the specialties in advanced techniques you’ve either never fully understood or maybe never even heard of. Simply just click subscribe wherever you do podcasts and look for new episodes to be released weekly.
    Copyright 2025 John "Hutch" Hutchinson
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Economics Personal Finance
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Episodes
  • The Myth of Non-Direct Recognition - Road Noise with Hutch

    The Myth of Non-Direct Recognition - Road Noise with Hutch
    Jan 14 2025

    The biggest myth of Infinite Banking is the whole phenomenon of Non-Direct Recognition loans.

    For years, we've been dispelling the BS that Non-Direct Recognition is a means of siphoning continuous arbitrage off a well-capitalized insurance company. Both things can't be true, right?

    Anyway, new evidence has come to light validating our stance, and this episode of Road Noise with Hutch has to do with dispelling the myth that there is a free lunch with Non-Direct recognition.

    Check out our detailed article on Direct vs. Non-Direct Recognition here:

    📃 https://bankingtruths.com/direct-vs-non-direct-recognition-life-insurance/

    Download the ultimate guide to using Whole Life for Infinite Banking:

    📃 https://bankingtruths.com/the-ultimate-guide-to-understanding-your-whole-life-policy-for-infinite-banking-ibc/?utm_source=youtube&utm_medium=channel&utm_campaign=hrn

    Learn more about the "4-D Banking Strategy":

    🏦 https://bankingtruths.com/access-4-d-banking-course/?utm_source=youtube&utm_medium=channel&utm_campaign=hrn
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    25 mins
  • What about Bitcoin & Crypto? - Road Noise with Hutch

    What about Bitcoin & Crypto? - Road Noise with Hutch
    Dec 4 2024

    Hear Hutch's perspective on digital assets and how it fits into privatized banking.

    Download the ultimate guide to using Whole Life for Infinite Banking:

    📃 https://bankingtruths.com/the-ultimate-guide-to-understanding-your-whole-life-policy-for-infinite-banking-ibc/?utm_source=youtube&utm_medium=channel&utm_campaign=hrn


    Learn more about the "4-D Banking Strategy":

    🏦 https://bankingtruths.com/access-4-d-banking-course/?utm_source=youtube&utm_medium=channel&utm_campaign=hrn
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    25 mins
  • The Psychology of Debt with Infinite Banking vs. Velocity Banking - Road Noise with Hutch

    The Psychology of Debt with Infinite Banking vs. Velocity Banking - Road Noise with Hutch
    Nov 1 2024

    In this 6th episode of "Road Noise with Hutch," Hutch discusses the hypocrisy of the "debt-free dream" and the common limiting beliefs surrounding debt, borrowing, and leverage.

    Even though the tactics of Velocity Banking are efficient and superior to Dave Ramsey's envelopes or "Debt Snowball", the race to get out of debt can only get you back to even...then what? Hutch goes on to discuss the philosophical history of Infinite Banking (IBC) and Economic Value Add (EVA), both of which open the door to the mindset needed for privatized banking to build wealth.

    Hutch also goes deeper into his “4D Banking” system, which mixes ideas from Velocity Banking, the Infinite Banking Concept (IBC), and a proven corporate finance concept called Economic Value Add (EVA). This system focuses on making the most of cash flow, growing money through compounding, and keeping access to liquid (easily available) assets. The goal of 4D Banking is to help people use different types of assets to build wealth without relying on the approval of traditional banks.

    Hutch believes that employing 4-D Banking will help every dollar work harder and build an impenetrable fortress beyond just avoiding debt.

    Download the ultimate guide to using Whole Life for Infinite Banking:

    📃 https://bankingtruths.com/the-ultimate-guide-to-understanding-your-whole-life-policy-for-infinite-banking-ibc/?utm_source=youtube&utm_medium=channel&utm_campaign=hrn

    Learn more about the "4-D Banking Strategy":

    🏦 https://bankingtruths.com/4-d-banking-webinar-replay/?utm_source=youtube&utm_medium=channel&utm_campaign=hrn
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    29 mins

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