KimberlyRay Gedstad
AUTHOR

KimberlyRay Gedstad

Education & Learning
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Title: Certified CE Instructors / Mortgage Loan Originators Ray and Kimberly Gedstad, (CRMP, MBA , PhD) are Certified CE Instructors and our Reverse Mortgage Specialists. Earning the distinguished designation as a Certified Reverse Mortgage Professional (CRMP®) exclusively specializing in reverse mortgages. What a husband-wife team! We are licensed in CO, CA, TX, AZ, NM, IN, OK, FL, WA and more if needed! Our team brings a unique passion to share information about the HECMs (Home Equity Conversion Mortgage) and all proprietary products. This sets us apart as we intertwine our professional mortgage experience with our passion for education and helping clients in a concierge service team approach. We do believe better is possible! Over the past 12 years, being reverse mortgage trusted experts, collectively they have been educating and assisting Homeowners, Realtors, Financial planners, Attorneys, and many others on reverse mortgage loans and how to best structure them to fit each individual’s specific scenario. This led the Gedstad's down a straight and spiritual ~ passionate path to discover how misunderstood and underutilized the Reverse Mortgage/Line of Credit is. Thus leading to less than optimal outcomes for people who sacrificed their whole life to get to the point of eligibility. Teaching at the college level combined with their "continuous lifetime learning" philosophy, bridges the gap to never underestimate the phrase, "You don't know what you don't know." This keeps them up at night, figuring out all scenarios and planning perspectives; to help everyone live with freedom and success. By using a strategy and leveraging all available resources they are the advocates behind the scenes to make the math.. make sense and stretch your dollar. Each client's needs are held to a high fiduciary standard, sharing all their resources, combined with high mutual respect, and precise communication skills, while building a relationship that will endure our crazy world that we live in, thus lasting a lifetime. They are available for complimentary one-on-one consultations with homeowners and educational meetings on reverse mortgages for professionals. Additionally, they will teach a popular class “Understanding Reverse Mortgages” within their local community and university. You can reach them directly at (970) 589-3335.
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