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If you're feeling broke, stressed and fed up of living pay cheque to pay cheque then you're in the right place. Anna Brading was in your position once too, but now she's changed her life, and her finances, and is here to help you do the same. Let Anna walk you through the 10 Steps to mastering your money as you learn how to piece together your own financial plan, step by step, and track your progress as you go.

One sunny August afternoon, the residents of Cedar Close throw their annual summer barbecue. Children play in the cherry-tree lined street, tables are laden with food, and the wine is flowing. For Laurie Mills, it’s her first time meeting the neighbours. And it’s the first time she discovers her husband, Robert, is having an affair. Cedar Close has always been a nice place to live - a quiet suburban street where everyone looks out for one another and bad things don’t happen. Until late one evening, when Robert Mills is found dead in his bedroom.

Berlin, 1989. As the wall between East and West falls, Miriam Winter cares for her dying father, Henryk. When he cries out for someone named Frieda - and Miriam discovers an Auschwitz tattoo hidden under his watch strap - Henryk’s secret history begins to unravel. Searching for more clues of her father’s past, Miriam finds an inmate uniform from the Ravensbrück women’s camp concealed among her mother’s things. Within its seams are dozens of letters to Henryk written by Frieda.

They're marrying me off to a monster. I knew the day would come. I just didn't think it would be so soon. I'm betrothed. I'd always imagined my future husband would be some minor lord who'd value me only because I would bear him heirs. I never thought Father would go to the capital and seek an audience with Emperor Valdon Duthriss himself. What unholy deal did he make that I, a mere baron's daughter, ended up betrothed to that man?

1916. Bella is working as a Voluntary Aid driving ambulances in England when she gets engaged to Philip, on leave from fighting in France. His family strongly disapprove of her, but the two of them are happy together. Georgie, Philip's sister, is in trouble, having broken her engagement and fled from her bullying family. Who can she turn to for help when she needs it most? When the worst happens, Bella must manage on her own, though there are shocks and dangers ahead that she did not foresee.

Inspector Lestrade of Scotland Yard was made to look a fool in the Sherlock Holmes stories. Now he gets his own back, introducing 16 tales of detectives whose abilities rival that of the great Sherlock Holmes.

Beth and Cath are leaving their husbands. This is a story about two very different women. One is wealthy and having an affair with a man who gives her the kind of love that her cold, detached husband does not. One is living hand to mouth, suffering at the hands of a violent partner who would rather see her dead than leave him. You may think you know these women already and how their lives will unfold. Beth will live happily ever after with her little girl and her soulmate. Cath will go back to her abusive husband. And these two women will never cross paths. But you will be wrong.

For Mattie Willit, caught in a thunderstorm running away from her bullying stepfather, rescue comes in the form of Jacob Kemble, a widowed farmer living with his two young children. She is escaping from an enforced marriage; he, struggling with the memory of a loveless one. As Jacob nurses Mattie back to health, the two come know and love each other. Meanwhile, wealthy and elderly Miss Emily Newington needs their help to save her from her greedy cousin who is plotting to take her house.

On the eve of her 18th birthday, Nora Leston meets Julian Esguerra, and her life changes forever. Stolen away to a private island, she finds herself at the mercy of a powerful, dangerous man whose touch makes her burn...a man whose obsession with her knows no bounds.

Wiltshire in 1901: Kathleen's family are determined to force her into marriage with a violent man. In desperation she runs away and finds what consolation she can for her lost dreams. Then tragedy strikes, and Kathleen seeks refuge at Honeyfield House, where a charitable bequest has created a hiding place for families in trouble. Nathan fought in the Great War and is now using his gift for finding lost people as a detective. Taking on the job of finding Kathleen, he is shocked to discover a woman he can love, not the vicious female he was led to expect.

Emmy Carter's mother is a prostitute - and her life has made Emmy determined to avoid the same fate. But Emmy is beautiful, so attracts unwanted attention; her mother's protector has his eye on her, as does evil Marcus Armistead, her employer's nephew. Marcus is excited by Emmy's virginity and has her kidnapped, but Emmy hits him over the head and escapes. Marcus, further enraged, kills her mother and becomes even more determined to rape Emmy, but the combined efforts of the local parson and Emmy's young suitor manage to keep her safe from harm.

Lancashire, 1895. When her controlling stepfather suddenly dies, it seems that Elinor Pendleton finally has a chance of freedom. But her hopes are soon dashed when she learns that the thuggish Jason Stafford has inherited every penny, and is determined to have Elinor too. Forced to flee with her maid, Maude, Elinor finds shelter with Maude's distant cousin in the remote village on the shore of Jubilee Lake. But Walter Crossley has troubles of his own. Having lost his closest family in a tragic accident, he needs one of his grandsons to return from America to inherit his farm.

Carrie Preston is used to hard work - oldest of 10, with an incompetent mother and a drunken father, she struggles to find food for her siblings. But nothing could have prepared her for the day fate deals her family the cruellest of hands, rendering them more desperate than ever. In a harsh world, small acts of kindness can bring great hope - Eli Beckett's offer of a job at the Dragon pub promises a better future for Carrie, especially as Eli's uncle has offered his nephew some spare land to build a music room.

Factfulness: The stress-reducing habit of carrying only opinions for which you have strong supporting facts. When asked simple questions about global trends - why the world's population is increasing; how many young women go to school; how many of us live in poverty - we systematically get the answers wrong. So wrong that a chimpanzee choosing answers at random will consistently outguess journalists, Nobel laureates, and investment bankers.

In the untamed outback of Western Australia, the Blake sisters are together again despite what seemed like unsurmountable odds. For Cassandra, reunited again with the man she loves, the Swan River Colony is a refuge that seems like a miracle after all her ordeals. And two of her sisters have fallen in love with their new way of life. But then a messenger arrives from faraway England, and it is the fourth sister, Pandora, who jumps at the chance to make her way back to the Lancashire moors that she misses so badly. The way home, though, will be even harder than the voyage to Australia.

Beautiful sisters Elizabeth and Diana Holland rule Manhattan's social scene. Or so it appears. When the girls discover their status among New York City's elite is far from secure, suddenly everyone from the backstabbing socialite Penelope Hayes, to the debonair bachelor Henry Schoonmaker, to the spiteful maid Lina Broud threatens Elizabeth's and Diana's golden future. With the fate of the Hollands resting on her shoulders, Elizabeth must choose between family duty and true love.

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An unexpected inheritance from her grandmother offers Libby Pulford the opportunity to escape her abusive marriage and return to her Lancashire roots with her young son Ned. But her domineering husband Steven won't let her go so easily. She turns to her new neighbour for help, former police detective Joss Atherton, to whom Libby feels a growing attraction. But Joss has troubles of his own. Emily Mattison is trying to make contact with the daughter she was forced to give up for adoption so many years before. People's lives are destined to intertwine in ways they could never have imagined.

Tessa didn't plan on meeting H. during her freshman year of college. But now that she has, her life will never be the same.

Jessie Burton is lively and intelligent - she wants more than the respectable life in service her mother has planned for her. Times are changing; railways are being built across the land, bringing new freedom and possibilities. Jessie tastes that freedom when she meets an ambitious young navvy, newly arrived in Yorkshire. The attraction between them is overwhelming. And Jared Wilde is determined to make Jessie his wife.