Habitto is Japan's first connected money experience, helping people save, grow and protect their money.

​Habitto has become the first company to register as a deposit-taking and electronic financial services intermediary in Japan, using a license type that the FSA made available towards the end of 2021.

Samantha Ghiotti, Co-Founder & Chief Executive Officer, brings over 20 years of unique vantage points and global experience in Technology and Finance to this conversation. Her track record spans banking, investment and insurance across 5 continents, as an investor, entrepreneur and executive.

Sam led the Singlife team through its exit in 2021, before launching Habitto, her new business in Japan

Produced in collaboration with Tokyo FinTech. If you have an interesting story to share with our audience, and would like to appear on the podcast, please contact us via

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You can also find us on....

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Jitendra Singh Jaitawat is a Partner & the Founding CTO at Helicap, as well as Co-Founder and CEO at Helix.

Helicap is a Singapore-based FinTech firm providing curated and exclusive private co-investments to a wide network of accredited investors. Through their institutional-grade credit analytics technology, Helicap extracts meaningful credit insights for their risk management framework. This is complemented by Helicap's fully online and MAS licensed investor deal platform, with co-investment opportunities to their exclusive investor base.

HELIX is an institutional RWA protocol connecting on-chain investors to real-world private credit opportunities. It is the answer to the issues plaguing DeFi yields and the TradFi credit financing gap. HELIX aims to provide institutional and accredited investors access to stable yields that are uncorrelated to the broader crypto market volatility through risk managed real-world asset backed loans.

Produced in collaboration with Tokyo FinTech. If you have an interesting story to share with our audience, and would like to appear on the podcast, please contact us via

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast@tokyofintech.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

We also publish a weekly LinkedIn newsletter, the "Japan FinTech Observer", which we invite you to subscribe to:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/newsletters/7048203270833524736/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

You can also find us on....

Home Page: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tokyofintech.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Stephen Nagy's latest edited volume (jointly with Indu Saxena) focuses on the changing regional security dynamics of Southeast Asia within the context of the U.S.-China strategic competition in the Indo-Pacific.

On the one hand, China’s growing influence and assertive behavior in the South China Sea and the Archipelago region are the main concerns of these countries.

On the other hand, Southeast Asian countries are skeptical—if not hesitant—with the formation of new mini-lateral frameworks and emerging institutional cooperation such as the Quadrilateral Security Dialogue (Quad) and AUKUS.

In this highly competitive strategic environment, these countries prefer to position themselves in a flexible mode of sometimes leaning toward the United States or China based on a nuanced balance of maintaining both strategic autonomy and opportunities that manifest in the region.

In line with this flexible mode of engagement, Southeast Asian countries prefer to eschew an explicitly pro-position vis-à-vis the United States or China, cognizant of the turbulence ahead due to the deepening of U.S.–China strategic competition—this, despite the fact that freedom of navigation and a rule-based international order is much desired by Southeast Asian countries to establish and maintain peace and stability in the region.

Speaker Profile

Dr. Stephen Nagy received his PhD in International Relations/Studies from Waseda University in 2008. His main affiliation is as a professor at the International Christian University, Tokyo.

Stephen is also a fellow at the Canadian Global Affairs Institute (CGAI); a visiting fellow with the Japan Institute for International Affairs (JIIA); a senior fellow at the MacDonald Laurier Institute (MLI); and a senior fellow with the East Asia Security Centre (EASC).

He also serves as the Director of Policy Studies for the Yokosuka Council of Asia Pacific Studies (YCAPS) spearheading their Indo-Pacific Policy Dialogue series.

Stephen is currently working on middle power approaches to great power competition in the Indo-Pacific, understanding Japanese foreign policy and Sino-Japanese relations.

Produced in collaboration with Tokyo FinTech. If you have an interesting story to share with our audience, and would like to appear on the podcast, please contact us via

⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast@tokyofintech.com⁠⁠⁠⁠⁠⁠⁠⁠⁠

We also publish a weekly LinkedIn newsletter, the "Japan FinTech Observer", which we invite you to subscribe to:

⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/newsletters/7048203270833524736/⁠⁠⁠⁠⁠⁠⁠⁠⁠

You can also find us on....

Home Page: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tokyofintech.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/tokyofintech/⁠⁠⁠⁠⁠⁠⁠⁠⁠

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YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/tokyofintech⁠⁠⁠⁠⁠⁠⁠⁠⁠

Meetup: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://lu.ma/japanfintechobserver?utm_source=spotify⁠