There will always be things to worry about, and retirement risks are no exception. Whether it's the fear of outliving your savings, the unpredictability of rising taxes and inflation, or the anxiety over market volatility, there are absolutely some retirement risks worth discussing. The good news is, there are ways we can prepare and mitigate these concerns.

In today’s episode, Marcos guides us through how Bulman Wealth tackles these retirement worries during the planning process.

Here’s some of what we discuss in this episode:

• Strategies to help clients avoid outliving their money
• The role of financial advisors as educators
• The importance of planning with the end goal in mind
• Reducing worry about rising taxes and inflation
• Comprehensive financial planning to combat market volatility

WAYS TO CONNECT:

Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg

Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team.

If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.

When it comes to retirement, most of us think of it in two clear phases: pre-retirement and retirement itself. But what if we told you that it’s more nuanced than that? With people living longer, retirement can now span 30 years or more. That’s why it's essential to consider not just how you'll spend those years, but also the expenses that will come with them.

Join us as we break down the three phases of retirement in today’s show: the Go-Go Years, the Slow-Go Years, and the No-Go Years.

Here’s some of what we discuss in this episode:

• How should you think about and plan for the Go-Go Years?
• Settling into a retirement routine in the Slow-Go Years
• Financial issues to consider in the No-Go Years
• Working with a team who thinks about the big picture

WAYS TO CONNECT:

Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg

Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team.

If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.

They say men are from Mars and women are from Venus. Are their financial and investment needs just as different? In today’s episode, we’ll dig into some of the nuances that female investors face today as opposed to their male counterparts.

Here’s some of what we discuss in this episode:

• Women’s tendency toward risk aversion, investing performance, and role in financial decision-making
• Planning for a longer life, long-term care, and career pauses
• The importance of financial education in building confidence and comfort
• Working with an advisor to maximize your savings, set goals, plan, budget, and more
• How divorce disproportionately impacts women

WAYS TO CONNECT:

Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg

Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team.

If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.