During ​our ​working ​years, ​we ​get ​used ​to ​that ​predictable ​paycheck ​every ​couple ​of ​weeks ​or ​months. ​​But ​when ​retirement ​comes, ​we ​face ​a ​whole ​new ​set ​of ​challenges. ​How ​do ​you ​take ​a ​lump ​sum ​of ​savings ​and ​turn ​it ​into ​consistent, ​sustainable ​income? ​In ​today's ​episode, ​we'll ​break ​down ​the ​toughest ​hurdles ​that ​retirees ​face ​and ​discuss ​some ​practical ​solutions ​to ​make ​your ​money ​work ​for ​you ​for ​the ​long ​haul.

Here’s some of what we discuss in this episode:

• What ​are ​the ​biggest ​challenges ​that ​we ​see ​people ​face ​when ​they ​try ​to ​generate ​income ​for ​themselves ​in ​retirement?
• The statistics tell us 49% of investors don’t have a retirement income strategy.
• It takes a different skill set and specialty to be a retirement income planner.
• Explaining the bucket approach to planning.

WAYS TO CONNECT:

Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg

Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team.

If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.

Today, we're tackling a question that many people have: when should you start Social Security? There’s so much advice out there, and it can be overwhelming trying to figure out the best time to file for your benefits. So, if you’ve ever wondered when you should start, you’re in the right place.

Join us as we cover some important factors to consider when deciding when to file, whether you’re married, widowed, or single.

Here’s some of what we discuss in this episode:

• What filing at different ages can mean for your benefits
• Why some people decide to claim Social Security early
• The “break-even” point with Social Security
• Claiming strategies for married couples, surviving spouses, and single individuals

WAYS TO CONNECT:

Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg

Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team.

If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.

Many of us can relate to the frustration of a messy garage. Despite our best efforts to keep it tidy, it doesn’t take long before the space fills with tools, holiday decorations, and things we don’t even remember storing. Our finances are no different. Over time, we accumulate 401(k)s from previous jobs, old IRAs, deferred compensation plans, and insurance policies- creating our own “financial garage” of clutter.

So, how can we make sense of it all? In today’s episode, we’ll explore practical steps to clear the financial chaos and bring everything into focus.

Here’s some of what we discuss in this episode:

• Some concerns and risks of having too much clutter in your financial garage
• How a financial advisor can assist you in getting organized
• The benefits of taking inventory of financial accounts, consolidating assets, and aligning your long-term goals
• How do you know if you have a financial garage that needs cleaning?

WAYS TO CONNECT:

Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg

Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team.

If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.