Are you or a loved one approaching the age of 65 and feeling overwhelmed by Medicare options? Ever wondered how your income might affect your healthcare costs? Join us on Women of Wealth as we unravel the intricacies of Medicare with expert Sheizka Komala. Inspired by her own grandmother's journey, Sheizka dives into the essentials of Parts A and B, and the nuances of Medicare Supplements versus Advantage Plans.

Discover why 2026 could be a pivotal year for group health insurance and Medicare, and what the impending Part B premium increase means for your wallet. Plus, get the lowdown on prescription drug coverage changes and how to dodge unexpected expenses. Finally, Sheizka shares her personal finance tips, highlighting the importance of early bill payments and diverse investments. Tune in for a wealth of knowledge to empower your retirement planning journey!

Sheizka Komala's Bio:

I specialize in helping seniors navigate the complexities of their Medicare

options. With a commitment to personalized service, I work closely with

each individual to understand their unique healthcare needs and

preferences. My goal is to simplify the Medicare process, making it easier for

seniors to make informed decisions about their coverage. Whether it’s

choosing the right Medicare Advantage plan, enrolling in Part D for prescription coverage, or exploring Medigap options, I provide the guidance and support needed to ensure peace of mind.

BACKGROUND:

Half of my background is in insurance and investments and the other half is in

health and wellness. My Insurance Career Started in 2001

FREE TIME:

Spending time with friends and family, volunteering at church, traveling, hiking and paddle boarding.

Connect with Sheizka:
Email: skomala@exactbenefitsgroup.com
Phone: (614) 309-0384

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever wondered if there's a more community-driven way to manage healthcare costs? Join us in this exciting episode of Women of Wealth as we dive into the world of health sharing with entrepreneur and healthcare advocate Ginny Bartlett-Elbert. Discover how health sharing could revolutionize your approach to medical expenses by pooling resources in a supportive community.

Ginny unpacks the benefits of health sharing, from lower costs based on age to the freedom of choosing your healthcare providers without network restrictions. Learn how Impact Health Sharing is leading the way with innovative programs that reward preventive health measures and even cover dental and vision care.

Curious about how health sharing stacks up against traditional insurance? Tune in for an enlightening discussion, plus a lightning round of personal finance tips from Ginny. Don’t miss this episode packed with insights and strategies for taking control of your healthcare!

Ginny Bartlett-Elbert's Bio:

I am a 10 year breast cancer survivor and did not have healthcare at the time of diagnosis. I was on the hope and pray plan due to the high cost of healthcare at that time. I learned how to navigate our broken healthcare system with the help of a few amazing caring doctors. I felt it was important for people to know they can heal personally from something as catastrophic as cancer so I published a book surrounding my journey to share with others. Fast forward to today, I am healthy and on a mission to help individuals, families and business owners like me who are struggling to pay for the healthcare they can't seem to afford and get the care they deserve when they need it.

Connect with Ginny:

Email - heartenpointllc@gmail.com

Phone - (951) 335-7125

Reach out for a Free 20 minute personal assessment

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

What does it take to transform a passion for food into a thriving business empire? How can the flavors of Thai cuisine enhance your next business meeting? Join us for Episode 19 of the Women of Wealth podcast, where Hawley Woods Gray and Allie Ramo sit down with the remarkable Chef Nikky Phinyawatana. Celebrating two decades in the restaurant industry, Chef Nikky shares her inspiring journey, from launching her cookbook "Thai Food and Travel with Chef Nikky" to expanding her culinary reach with her own line of sauces.

Discover the secrets behind the four key Thai flavor profiles and get insider tips on crafting the perfect dining experience for business meetings. Chef Nikky's innovative approach to blending food, culture, and entrepreneurship will leave you hungry for more. Don't miss this deliciously insightful episode—tune in and let Chef Nikky inspire your culinary and business adventures! Connect with her and explore her culinary world through her website and social media.

Nikky Phinyawatana's Bio:

Nikky Phinyawatana is the charismatic chef behind the Chef Nikky lifestyle brand and the iconic Asian Mint restaurants, now celebrating 20 years across five bustling Dallas locations. Her passion for Thai cuisine and culture has earned her a top spot in the culinary world, with accolades including her award-winning cookbook “Thai Food and Travel with Chef Nikky: Easy Thai Recipes to Feed Your Soul” and her popular YouTube series Thai Takeover. Nikky makes Thai and Asian fusion cooking approachable and fun, whether you're a novice or a seasoned foodie.

A dynamic speaker and influencer, Nikky loves sharing her journey as an Asian American entrepreneur, inspiring audiences to follow their passions. Her laid-back yet engaging style makes her a perfect fit for collaborations and events. Named one of the Top 10 Best Chefs in Dallas, she's not just about great food—she's all about giving back, supporting over 100 charities through her work.

When Nikky isn't whipping up culinary masterpieces, you might find her baking at midnight, diving into the best Texas BBQ, or jetting off to beach destinations with yummy food scenes. Always up for a spontaneous adventure, she embodies the soul of a true food lover. Featured in D Magazine's list of North Texas's most influential leaders, Nikky also launched a line of Thai cooking sauces and created virtual “Escape to Thailand” experiences during the pandemic.

Nikky Phinyawatana is not just a chef; she's a culinary trailblazer with a zest for life, making every meal an adventure. Whether you want to cook alongside her, hear her speak, or simply vibe with her love for food and travel, Nikky is the ultimate foodie friend you wish you had. She lives in Dallas with her husband and two kids, always ready for the next delicious journey.

Connect with Chef Nikky:

Website: chefnikky.com

Top Thai Street Food Recipes and specials, sign up HERE

Instagram: @chefnikkyofficial

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

What surprising hurdles did we face in our podcasting journey? How can you gear up for financial success in 2024? Welcome to Episode 18 of the "Women of Wealth" podcast! Join us, Hawley Woods Gray and Ali Romo, as we wrap up an incredible first season and gear up for an even more exciting second season. We dive into the nitty-gritty of podcasting—the unexpected challenges and the rewarding moments.

Get ready for a sneak peek into Season 2, where we welcome powerhouse guests like Jill Lublin and Michelle Jacobik, who will unlock secrets to mastering your money mindset. Plus, we’re thrilled to announce our partnership with Exact Medicare, offering vital insights for women business owners nearing retirement.

We'll also break down the SECURE Act 2.0 and why it’s a game-changer for your retirement savings. And as the holidays approach, we’ve got you covered with smart budgeting tips and creative gift ideas.

Connect with us on Instagram @wowwomenofwealth, Facebook at Wow Women of Wealth, and YouTube at Women of Wealth VIP. Let’s take charge of our financial futures together!

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Welcome to Season 2, where your journey to financial empowerment continues. Hosted by the dynamic duo, Hawley Woods Gray and Allie Ramo, this season is not just a podcast—it’s a thriving community dedicated to navigating the complexities of wealth-building together.

Join us as we dive into insightful conversations with industry experts and trailblazers who share their unique experiences and strategies for growing wealth. Hawley and Allie are here to answer your most pressing money questions, offering practical advice and inspiring stories that will equip you with the tools to take control of your financial future.

Whether you’re just starting out or looking to expand your financial horizons, Women of Wealth is your trusted companion on this empowering journey. Tune in and become part of a community that celebrates success, fosters collaboration, and encourages every woman to reach new heights in her wealth journey.

Understanding the financial landscape is more critical than ever, especially when there's an invisible health crisis that may be affecting your employees, business partners, spouse, or yourself. In this episode of Women of Wealth, we welcome the incredible Cheryl Canzanella to deep dive into her expertise in, not only utilizing reverse mortgages as a retirement strategy, but the unfortunate cost of the Opioid Epidemic in America.

Cheryl, with an impressive 25-year career in the financial industry, shares her journey from Merrill Lynch to becoming an advocate for reverse mortgages. She demystifies this financial tool, explaining how it can provide non-taxable cash flow and preserve retirement assets. Cheryl also opens up about her personal connection to the opioid crisis and its staggering economic costs.

Tune in as Cheryl offers invaluable advice for business owners on managing the impact of the opioid epidemic and shares her top financial tips in a fun lightning round! Don't miss her insights on leveraging reverse mortgages for business liquidity and growth.

For more information, check out Movement Mortgage and Cheryl’s advocacy work at opioidfinancialawareness.com. Join us for an episode packed with wisdom and practical strategies!

Cheryl Canzanella's Bio:

With over 25 years of experience in the financial services industry, Cheryl brings a unique perspective connecting two critical topics – the opioid epidemic and the financial services industry – expanding client conversations beyond traditional financial discussions. As the owner of Coastal Life Strategies, she leads advocacy efforts to raise awareness and educate on the opioid epidemic across various industries by intertwining the human elements that shape the lives of clients, employees, and families.

She is the founding President of WIFS Northeast Florida, where she played a pivotal role in fostering professional growth and collaboration among women in the industry. Her contributions were recognized when she was awarded the WIFS National Member of the Year in 2014. Additionally, Cheryl has been an active participant in NAIFA, serving as the incoming President of NAIFA Florida and past president of NAIFA Northeast Florida. Her dedication to the field earned her the NAIFA Florida President’s Award in 2014, and she was honored as the NAIFA National’s 2019 Young Advisor Team Leader of the Year.

As a native Floridian, she enjoys spending time with her husband Shamari and their son, the beach, flag football, CrossFit, and volunteering. She can often be heard cheering and/or possibly weeping for her beloved Miami Dolphins & Jacksonville Jaguars.

- Movement Mortgage Website: Movement.com
- Opioid Financial Awareness Website: opioidfinancialawareness.com

- LinkedIn

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Are you wondering how to navigate the complexities of starting your own business? Curious about the secrets to managing business taxes and securing funding? In Episode 16 of the Women of Wealth podcast, hosts Hawley Woods Gray and Allie Ramo unpack the essentials of launching and sustaining a successful business from a female perspective.

We kick things off by breaking down the initial steps: securing a business license, creating a business name, and setting up a business bank account. Hawley and Allie share their personal journeys and insights, emphasizing the importance of consulting with a CPA and experienced professionals.

Dive deep into the world of business taxes, grants, and funding options specifically tailored for women-owned businesses. Learn about the must-have insurances and the power of networking with industry-specific associations like eWomen Network.

Finally, we wrap up with a fast finance lightning round, tackling your burning questions on business expenses, funding, and more. Don’t miss this comprehensive guide to kickstarting your entrepreneurial journey!

Check out our 12 questions to ask a financial advisor sheet to help you get started!

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Are you presenting your best self on social media? Should you prioritize paying off student loans or credit cards? And how can you start building your financial future today? In this episode of Women of Wealth, Hawley and Allie dive into essential topics for young professionals.

We discuss the critical importance of maintaining professionalism on social media, with tips on managing your online presence and why you should Google yourself periodically. We also break down the first steps in financial planning, from creating an emergency fund to managing debt and understanding the nuances of estate planning and life insurance.

Plus, we tackle the age-old debate: leasing vs. buying cars, and why homeownership might be more beneficial than renting. Finally, we share some unconventional financial tips and budget-friendly vacation ideas in our lightning round.

Tune in for actionable advice, whether you're just starting out or looking to refine your financial strategy. Don't miss this comprehensive guide to kickstarting your financial journey!

For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fm

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!