Credit cards - used wrong and they can be a nightmare, but used right, they can be a great tool, whether that’s the cheapest way to borrow, helping you get out of debt, or making the most of rewards.

There are hundreds out there on the market with varying rewards, interest rates and functions.

In this episode, Which? Money Expert Grace Witherden and Amy Knight, personal finance expert at NerdWallet UK, explain the different types, reveal the Which? Best Buys, and deep-dive into all things credit cards along the way.

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Last week we released the Which? Cars podcast, where we sat down with our motoring experts to find out what they learned writing the 2025 Which? Car Guide.

From revealing the data that shows new cars are spending more time off the road than old ones, to demystify the world of car finance, we've got you covered. We also answer some of your burning questions.

Today, you can hear a teaser of what we got up to.

You can listen to the full episode here - or become a Which? member for 50% off the usual price.

Read the latest news from the cars team & sign up for our Cars newsletter, it's free monthly.

Read about the most and least loved cars for 2025 & use our car reliability tool to check the reliability of your car.

Recent data shows that just 8% of us have actually received professional financial advice, while the number of financial advisors willing to work with smaller portfolios is falling.

With that in mind, Money expert Megan Thomas and Chris Justham, Managing Director of Intermediary Solutions at financial advisors 7iM demystify the world of financial advice and explore whether or not AI could help bring the industry to the masses.

Read more about financial advice & sign up to our free weekly Money newsletter.

Become a Which? Money member and receive a special gift - offer ends 16 February 2025.

Get 50% off a Which? membership.