Rob and Kane talk about how to get a pay rise. They debunk common LinkedIn myths and Rob reveals his insider secrets and gives practical strategies that could transform your earning potential. They also share their controversial views on why cost-of-living complaints won't get you anywhere and give a framework that could guarantee you a pay rise with 90% accuracy. This is essential listening for anyone looking to level up their income in 2025!

KEY TAKEAWAYS

• Employers need to make money before they can pay employees more. Focus on how you can help the business make more money rather than your personal circumstances.
• Going commission only or reducing base salary for higher commission can break through salary caps, as you won't be limited by your manager's salary.
• Working for smaller companies (under 20M revenue/100 staff) gives better access to entrepreneurial leaders and more opportunities for growth.
• Employers often prefer to retain staff due to high costs of recruitment, training, and onboarding. Use this knowledge strategically in negotiations.
• Document specific ways you've made or saved the company money, with clear ROI figures. Aim to show how you can make the company 10x what you're asking for.
• Sales and marketing roles offer the most security and earning potential. They're typically last to be cut in downturns and skills are highly transferable.

BEST MOMENTS

"Basically you should do the opposite of the bullshit you read on LinkedIn"

"I could, with 90 percent accuracy, guarantee anyone gets a pay rise with what I'll share. I could with a hundred percent accuracy guarantee that no one will get a fucking pay rise if they say to me that the cost of living has gone up."

"If you can make the company 50 and you're asking for 5, well, that's a no brainer. That's 10%."

"Comfort is the opposite of greatness. So I would say to anyone who's worried about AI, what are you going to do about it? Cause what does worrying do? Fuck all."

"Sales people, however, very safe... I will protect my sales guys at all costs."

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter

https://robmoore.com/podbooks

rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

See omnystudio.com/listener for privacy information.

Rob reveals how banks really operate with your money. From shocking operational practices to the truth about bank bailouts, Rob exposes the seven ways banks control your deposits and why you might not truly "own" your money. This episode is a wake-up call about the banking system and offers practical solutions for protecting your cash!

KEY TAKEAWAYS

• Banks can legally use your deposited money for their operational expenses, including paying their own bills and staff expenses, effectively treating your deposits as their generated funds rather than your property in safekeeping.
• The fractional reserve banking system allows banks to lend out 90% of deposited money, meaning they only keep 10% of deposits on hand - if 11% of depositors wanted their money at once, the bank would be insolvent.
• Banks can restrict your withdrawals and control how you use your money, including limiting crypto purchases and requiring explanations for large withdrawals, while they freely invest and lend your money as they choose.
• In times of economic crisis, banks can be "bailed out" using taxpayer money or "bailed in" using depositor savings, meaning you pay for their mistakes either way through taxes or lost savings.
• The bank deposit insurance limit (£85,000 in the UK) applies per banking group, not per bank account or bank brand, meaning multiple accounts at different banks owned by the same group share one insurance limit.
• Banks can "debank" individuals based on their political views or social media posts, freezing or restricting access to funds, which becomes an even greater threat to personal freedom in an increasingly cashless society.

BEST MOMENTS

"If you want to be sure what you have in your hand, in your safety deposit box, under your mattress, or only you have access to, you own. What you don't, you don't."

"The banks are a for-profit corporation and their goal is to maximise shareholder value and they make money from you and your money."

"In times of revolution, wars, because countries need trillions to fund wars. Who do they need it from? Us. Because governments don't have their own money."

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter

https://robmoore.com/podbooks

rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

See omnystudio.com/listener for privacy information.

Can anyone become a millionaire in two years? Rob breaks down this question with a resounding "yes" but with important caveats. Rob and Kane talk about the psychology of wealth creation, exploring everything from the true meaning of inflation to why people pay thousands for luxury watches, and Rob gives his exclusive formulas for both wealth whilst debunking common myths about money and success.

KEY TAKEAWAYS

• Breaking down a million pounds over 730 days means you only need to make £1,369 per day - a more realistic target that could be achieved through selling just one high value product or service daily.
• The formula for riches is "inflation plus X times leverage times compounding". You must first beat inflation (which is typically double what governments report), then leverage your efforts and let compound interest work its magic.
• Information products are the fastest route to wealth creation, requiring no stock, premises, staff, or loans, and can be launched within 48 hours with global reach through social media.
• People buy based on perceived value, not actual value or price, understanding this psychology is crucial for pricing products and services effectively.
• Evolution beats revolution in business so start now and improve rather than waiting for perfection.
• The four M's of wealth building are Make, Manage, Multiply, and Maintain - your strategy should change depending on which stage you're in.

BEST MOMENTS

"Anyone can be a millionaire in two years, it used to take 10. All my mentors back in the day would say it takes 10 years to be an overnight success."

"People will pay for value.”

"The fact that it's hard makes it easier for you if you want it, because it's hard for everyone else. That's why in recessions, you get more millionaires."

"You don't deserve shit. Other than air, sunlight, and food... you get what you earn. I don't deserve anything other than what I create and what I do and how I help people."

"Making money is easier than keeping money.”

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter

https://robmoore.com/podbooks

rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

See omnystudio.com/listener for privacy information.

It's easier to make millions than you may think! In this episode, Rob outlines some of the most shocking ways to become a millionaire. He has created this content to prove to everyone out there that making money is easy, that it’s a system that anyone can apply. After talking through the shocking ways to become a millionaire, Rob also shares some practical tips to help you start to increase your income.

KEY TAKEAWAYS

1. Dog sunglasses: 3 million in sales annually selling dog sunglasses.
2. Goatpreneurs: Companies worldwide rent out goats
3. Pet Rocks: Millions of ‘pet rocks’ have been sold
4. Cleaning up crime scenes
5. Letters to Santa: A million-dollar business simply by replying to children’s letters to Santa
6. Selling ugly fake teeth: $ 50 million dollars were made from a couple selling hillbilly fake teeth
7. Mute TikTok Star: Simply watched videos of useless household hacks offering facial expressions and now has million-dollar sponsors working with them
8. A Talking Fish: Billy Big Mouth Bass made over $100million in sales
9. Yellow Smiley Faces: Whoever owns these has made an estimated $500million
10. Ashley Madison: A dating website only for married people

BEST MOMENTS

“They have all these reasons and excuses why they can’t start a business”

“It’s as easy to be rich as it is to be poor”

“There is no limit to the amount of money you can make and how quickly you can make it other than your creativity, innovation and resourcefulness”

“That maybe should be criminal but it isn’t”

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter

https://robmoore.com/podbooks

rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

See omnystudio.com/listener for privacy information.

Is your money mindset broke or rich? Rob defines both in this episode and advises what you can do to fix your money mindset if it’s broken!

KEY TAKEAWAYS

• If you have a poor or broke money mindset, you will always repel wealth.
• Believing money is bad or those with it aren’t good people is part of having a bad money mindset, you will never become rich if you believe these things.
• You have to change your perception of what it takes to become rich and believe you are someone who can be rich too, or it will never happen.

BEST MOMENTS

"The skillset without the mindset will leave you upset”

“You need to change your perception of what it takes to become rich”:

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter

https://robmoore.com/podbooks

rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

See omnystudio.com/listener for privacy information.

Rob talks about the most dangerous ways we can mishandle our money, uncovering shocking truths about banking, savings accounts, and inflation. Rob challenges conventional financial wisdom and explains why your savings account might actually be making you poorer. From the hidden mechanics of money printing to the true nature of banks, Rob continues to share the controversial insights that will transform how you think about managing your wealth.

KEY TAKEAWAYS

• Savings accounts are actually "degrading accounts" - your money loses value over time due to inflation being higher than interest rates, with banks typically offering much lower rates than the base rate while making profit on the difference.
• The banking system operates on a model where you are the product. Banks create money from nothing, lend it out multiple times, and make a profit from your deposits while providing minimal returns and maintaining limited transparency.
• Inflation is not a natural economic phenomenon but a controlled mechanism that consistently devalues currency, with current inflation rates significantly outpacing any interest earned in traditional savings accounts.
• Liquidity should replace the concept of savings. Keeping 1-3 months of expenses liquid is important, but this doesn't necessarily mean in bank accounts; alternatives like S&P 500, FTSE 100, or precious metals can provide better security.
• Money printing through quantitative easing devalues existing currency while simultaneously reducing the relative value of debt, which explains part of why "the rich get richer" - they hold assets that appreciate with inflation.
• The 85,000 bank deposit protection isn't per bank but per banking group, meaning multiple accounts at different banks owned by the same group don't multiply your protection.

BEST MOMENTS

"If you waste money and enjoy it, I'd argue that's not a waste. I think that gambling is a disgusting industry, especially when you're advertised hard at first, and lured in with money."

"Be an owner, not a loaner. When you give your money to the bank, you think you're saving it, you're actually lending it to them."

"If you borrow a million from the bank, you have a problem. If you borrow a hundred million from a bank, the bank has the problem."

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter

https://robmoore.com/podbooks

rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

See omnystudio.com/listener for privacy information.

Rob ranks tax saving strategies from best to worst while sharing his knowledge on how to legally optimise your tax position. Rob reveals why some popular tax saving methods might be dangerous traps, explains the power of ISAs and pensions, and shares fascinating insights about commercial property investment.

KEY TAKEAWAYS

• ISAs represent one of the few remaining personal tax breaks, allowing individuals to invest £20,000 tax-free annually, making them more valuable than many realise.
• Commercial property ownership through a company can offer significant tax advantages, especially when becoming your own tenant, but it's crucial to maintain market rate rents to avoid scrutiny.
• When choosing an accountant, there are three types: government friendly conservatives, risky rule breakers who might disappear when things go wrong, and skilled middle ground professionals worth their higher fees.
• Company car tax benefits work differently between Limited Companies and LLPs, with LLPs offering better opportunities for vehicle-related tax benefits under specific conditions.
• Business expenses must pass two key tests: running them through a qualified accountant and ensuring they don't negate tax investigation insurance coverage.
• Moving to tax free jurisdictions like Dubai requires careful consideration, as while there's no income tax, living costs can be significantly higher and tax rates may gradually increase over time.

BEST MOMENTS

"Often the hack to save a load of tax is the Trojan horse, and you end up getting screwed by it, so you have to be careful."

"When you're employed, you earn five grand, they take off the tax, they take off the national insurance, they take off the student loans, you're left with 2,100 quid and you've got no choice."

"A friend of mine, who's nearly a billionaire, reckons you pay 92 percent in everything you earn and everything you spend in tax. I think it's a bit less, but I think it's easily 70%."

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter

https://robmoore.com/podbooks

rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

See omnystudio.com/listener for privacy information.

Rob blind ranks the worst business models for 2024 in this episode. He talks about why these are the worst businesses to own right now but also gives advice and tips on running them profitably if you are still considering it!

KEY TAKEAWAYS

1. Restaurant. There can be a lot of staffing issues, overheads and wastage is also very high.

2. Laundromat. You have to pay rent, rates, equipment, security and more. You also have to be careful about the areas you choose to set up in, how much volume will you get?

3. Estate Agents: There are a lot of firms that have decades of experience, it’s traditional and old school. It’s slow and has high overheads.

4. Gym: Fitness is a massive industry and it still evolving but it is a highly competitive space.

5. Clothing brand: Changing fashion trends can be an opportunity. But buying stock can be expensive and complicated, there are a lot of overheads.

6. Social media editor. It’s lean, you don’t need anything apart from your phone to get started.

7. Social media agency. Everyone is on social media, you have a global audience and potential customers.

BEST MOMENTS

"The better you know social media the easier it is for you to sell that knowledge to other people”

“Sales cures all”

“There’s a lot of gyms, what makes yours different”

“There’s no revenue like recurring revenue”

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter

https://robmoore.com/podbooks

rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

See omnystudio.com/listener for privacy information.