In this episode Harry introduces listeners to the financial planning concept of quality time left or QTL. He discusses how financial planning changes when you have limited time, an illness or some other life event. Living your money life intentionally is key to preparing for the uncertainties that life offers.

In this replay episode, Harry introduces you to US government Series I Bonds that pay interest tied to the rate of inflation. These bonds currently offer a 9.62% return through November 2022 . Harry discusses the pros and cons of using these bonds for a portion of your savings.

treasurydirect.gov

In this episode Harry answers a subscriber request to explain the Snowball Method of repaying debt, how it works and why it works better for certain households rather than other available methods. In this time of increasing interest rates repaying debt is more important than ever for households.

https://www.financialverse.com/post/using-a-snowball-to-pay-off-your-debts

In this episode Harry helps you answer the question - How Much Life Insurance Coverage Do You Need? He discusses what risks and life events you should consider when buying life insurance and why most households do not have enough coverage. Harry advises each household to sit down with a qualified financial professional and take the time to carefully consider their needs.

Episode resources

https://www.financialverse.com/post/303-the-183-780-life-insurance-coverage-myth

In this episode Harry discusses a blog post written by FinancialVerse guest contributor Cary Carney. Cary presents the case of how annuity products can offer safety and guarantees to consumers looking to protect their retirement savings during these crazy times.

https://www.financialverse.com/post/304-annuities-a-north-star-in-uncertain-times

In this episode Harry welcomes you to the new world of inflation. He helps you understand what inflation is, how it is calculated, what it does to the value of your money and what actions you can take to mitigate its impacts.

Episode Links and Resources

https://www.financialverse.com/post/313-five-questions-about-inflation

https://www.fidelity.com/learning-center/trading-investing/inflation-rate-in-us?ccsource=email_weekly_0421

In this episode Harry discusses the foundational concept of net worth - what it means to households and why it is important. He also provides resources to enable you to compare your net worth to others your age.

https://www.financialverse.com/post/289-what-is-your-net-worth-and-why-does-it-matter

https://www.federalreserve.gov/publications/files/scf20.pdf

In this episode Harry highlights IRAs. He discusses what they are, how they are used and the key aspects of IRAs that we should all know. He also recommends that listeners access the IRA section of IRS.gov. to learn more about this valuable retirement savings tool.

https://www.financialverse.com/post/291-do-you-know-these-important-aspects-of-iras

https://www.irs.gov/newsroom/irs-announces-changes-to-retirement-plans-for-2022