• Where Australia's Property Debt Really Is & How Debt Can Be Good
    Nov 20 2024

    Damien joins us in this episode, the longest-standing member of It's Simple Finance, who stumbled into the world of brokering after an unexpected encounter at a wedding.

    With Damien, we explore Sydney's wealthiest suburbs to uncover the concept of "good debt" and how strategic financial planning with accountants can maximize tax efficiency and bolster property portfolios.

    Shifting our lens to the broader economic landscape, we ponder the Reserve Bank of Australia's potential interest rate decisions, particularly given the festive season's approach. Reflecting on the property boom of 2020-2021, we voice concerns about the current inflationary pressures and their impact on consumer spending. Tune in to hear our take on these pressing economic issues and the potential shifts in consumer behaviour as Australians navigate this complex financial terrain.

    Follow us for more property news and mortgage advice!

    ▸Website - https://itssimple.com.au
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    22 mins
  • Navigating the Real Estate Market in Victoria and NSW, Interest Rate Cuts, and Key Investment Strategies
    Nov 6 2024

    What happens when a property investor decides to switch sides and become a mortgage broker? David shares his compelling journey on our latest episode of the Finance Show. Discover how a miscalculation by a lender nearly derailed his property purchase plans in Perth and how It's Simple saved the day. David's experience underscores the importance of motivated brokers and the art of matching clients with the right lender, illustrating how diverse bank offerings can meet specific customer needs.

    Ever wonder where the real estate market is headed? With construction delays and tax changes, Victoria emerges as a hotspot for owner-occupiers, while Sydney's urban sprawl and developments near the new Badgerys Creek airport present unique opportunities. We examine how local council regulations and upcoming infrastructure projects can serve as key indicators for savvy property investors.

    Follow us for more property news and mortgage advice!

    ▸Website - https://itssimple.com.au
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    35 mins
  • The Top Performing Suburbs in Each Aussie State
    Oct 23 2024

    Curious about which suburbs in Australia are thriving and why? Join us on The Finance Show with Joe as we explore the incredible growth of areas like Gables and Lismore in New South Wales, where family-friendly environments and innovative social housing initiatives have sparked impressive property value increases. We break down the factors making these suburbs attractive, from desirable schools to resilient rental markets, even in the face of natural challenges like flooding.

    Despite the downturn in Melbourne, the Victorian capital still has property hotspots, where a buyer's market is flourishing despite legislative hurdles.

    We explore everything from cyclical market patterns to the political ideologies shaping economic climates.

    Follow us for more property news and mortgage advice!

    ▸Website - https://itssimple.com.au
    ▸Instagram - https://www.instagram.com/itssimplefinance/
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    33 mins
  • Perth Property Boom: Homes Gaining $1,000 a Day, Investment Opportunities in Regional Victoria, and Interest Rate Trends!
    Oct 9 2024

    On this episode, we get into the skyrocketing Perth market, where some homes are gaining $1,000 a day!

    Ever wondered where to find the next big investment opportunity? We've got you covered with an in-depth look at regional Victoria, particularly Melbourne, where the lingering effects of COVID-19 have shifted the investment landscape. With investors exiting, property values and rental yields have seen fluctuations.

    Plus, don't miss our special guest, Manny, who shares expert advice for first homebuyers and guides you through the labyrinth of financial decisions.

    Follow us for more property news and mortgage advice!

    ▸Website - https://itssimple.com.au
    ▸Instagram - https://www.instagram.com/itssimplefinance/
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    ▸LinkedIn - https://www.linkedin.com/company/itssimple/

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    30 mins
  • Aussie Update: Labor's Housing Bill Rejected, Consumer Spending at an All Time Low, Interest Rates Set to Drop
    Sep 25 2024

    In this episode we break down Anthony Albanese's controversial housing bill, dissecting the shared equity scheme designed to help first-time buyers and the political clash it ignited between the Coalition and the Greens. We'll unpack why the Greens' demands on negative gearing and capital gains tax changes are seen as impractical and explore the limited impact of this bill on property prices due to stringent eligibility criteria. Compare this with the existing home guarantee scheme, and you'll see why concerns about skyrocketing property prices might be overstated.

    Additionally, we navigate through the shifting sands of consumer spending from April 2021 to July 2024, focusing on the drastic decline in discretionary spending and the economic pressures driving these changes. Discover the hidden impact of rising taxes on alcohol and tobacco, pushing consumers towards illegal alternatives.

    Finally, we turn our attention to the real estate market in New South Wales, spotlighting Catherine Field and Austral as key investment opportunities with promising rental yields and future capital growth.

    Follow us for more property news and mortgage advice!

    ▸Website - https://itssimple.com.au
    ▸Instagram - https://www.instagram.com/itssimplefinance/
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    25 mins
  • S2E12: Harnessing Social Media for Entrepreneurial Success
    Sep 11 2024

    Ever wondered what it takes to be a successful real estate agent in 2024? We are thrilled to have Karem back with us to shatter the stereotypes and unveil the true essence of a modern-day agent. Forget the outdated image of fancy suits and luxury cars; today’s agents are multifaceted professionals mastering roles in negotiation, marketing, content creation, and even psychology. Karem shares how balancing vendor and buyer expectations leads to fair outcomes and immense job satisfaction, providing a realistic look at the dedication and hard work behind each successful deal.

    Harnessing the power of social media is no longer optional but essential in the real estate industry. Karem and the boys break down how authenticity and strategic content creation can significantly impact your business. We cover everything from conceptualization to the execution of diverse forms of content, including behind-the-scenes footage. These efforts not only increase engagement but also help in building a robust personal brand that keeps you prominently in the minds of potential clients.

    Trust is the cornerstone of any successful real estate business. Karim underscores this by discussing how authentic marketing and referrals have driven his success, illustrated by a recent listing that broke viewership records in New South Wales. Karem also shares insights on the dynamics of running a real estate business, emphasizing the value of a robust rent roll and the collaboration between rental and sales departments for sustained success.

    Follow us for more property news and mortgage advice!

    ▸Website - https://itssimple.com.au
    ▸Instagram - https://www.instagram.com/itssimplefinance/
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    ▸LinkedIn - https://www.linkedin.com/company/itssimple/

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    23 mins
  • S2E11: How the Real Estate Market has Changed
    Aug 28 2024

    Ever wondered how the magic happens behind high-stakes real estate deals? Meet Karem Lakiss, co-founder of Mayfair Real Estate, as he takes us on his remarkable journey from working in his family's service station business and with Emirates to becoming a real estate powerhouse. Karim also dives deep into how social media has revolutionized the real estate landscape.

    Get ready to hear about some jaw-dropping real estate transactions, including a scenario where a $16 million home is purchased for a buyer's daughter. Learn the true importance of property styling and how professional stylists can turn a home into a buyer's dream.

    Follow us for more property news and mortgage advice!

    ▸Website - https://itssimple.com.au
    ▸Instagram - https://www.instagram.com/itssimplefinance/
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    ▸LinkedIn - https://www.linkedin.com/company/itssimple/

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    23 mins
  • S2E10: Permanent Shift or a Cold Snap in the Australian Property Market?
    Aug 21 2024

    Is the Australian property market on the brink of a major shift, or are we just seeing temporary hiccups? Join us on this episode of the Finance Show with Joe as we uncover the latest trends in housing values across major capital cities. CoreLogic’s recent data reveals a cooling off in housing values, presenting both opportunities and challenges. First-time buyers might find some relief in more affordable prices, while property investors could face a bumpy road ahead. We’ll break down how rising living costs and high interest rates are playing a pivotal role in shaping these trends.

    We then zoom in on the dramatic shifts within Sydney and Melbourne's property markets. For example, a Blacktown couple who enjoyed a staggering 20% gain in just six months. However, this growth is not uniform citywide. Wealthier areas like Cronulla and Miranda are showing signs of stabilization or even potential dips. Plus, with broader economic issues like stagnant wages and construction company bankruptcies, we question the sustainability of these markets. We also touch on the seasonal nature of property trends and the possibility of a market boom later in the year.

    Lastly, we tackle the critical question of whether current market trends are genuine shifts or just temporary fluctuations. With the end of the financial year in sight, the focus is shifting towards refinancing over new property purchases. We emphasize the strategic importance of accessing equity now to facilitate future investments. Balancing immediate financial prudence with long-term investment goals becomes paramount in these uncertain times. Tune in for a comprehensive analysis that offers invaluable insights for first-time buyers, seasoned investors, and everyone in between.

    Follow us for more property news and mortgage advice!

    ▸Website - https://itssimple.com.au
    ▸Instagram - https://www.instagram.com/itssimplefinance/
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    ▸LinkedIn - https://www.linkedin.com/company/itssimple/

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    29 mins