Episodes

  • Is a university or college degree still worth the money?

    Is a university or college degree still worth the money?
    Jan 15 2025
    A post-secondary degree is commonly seen as the best way to get ahead. But the cost of university and college is rising - and it’s rising faster than the salary you can earn with a degree. As the math changes, is a post-secondary degree still a no-brainer? We speak with two recent grads about their job prospects after finishing their bachelor's and master's degrees, respectively. And Roma speaks with Jermaine L. Murray, a recruiter and the founder of JupiterHR, about how much employers value higher education in today’s job market.
    Show More Show Less
    27 mins
  • No, you’re not throwing your money away on rent

    No, you’re not throwing your money away on rent
    Jan 8 2025

    We’ve all heard the adage, “renting is throwing your money away,” but when you factor in the rising cost of homeownership, is that actually the case? In this episode, Rob chats with Ben Felix, the chief investment officer at PWL Capital, about his financial model that shows renters can accumulate just as much wealth as homeowners. Plus, two millennials who can afford to buy homes but choose to remain renters share why and how they spend and invest their money to account for the absence of home equity.
    Show More Show Less
    30 mins
  • Coming soon: Season ten of Stress Test

    Coming soon: Season ten of Stress Test
    Jan 2 2025

    Rob Carrick and Roma Luciw are back for another season of Stress Test, The Globe’s personal finance podcast for Gen Z and millennials. This season, they’ll question some long-held personal finance beliefs - that you need to buy a house, get a university degree, and lean into hustle culture to have healthy finances. Also up this season: a look at solo homebuyers, the rise of “inflationships” and how to rebuild your finances after a split.
    Show More Show Less
    1 min
  • Here’s what young Canadians are putting in their TFSAs

    Here’s what young Canadians are putting in their TFSAs
    Jul 24 2024
    We’re taking a peek into the TFSAs of regular Canadians to give you ideas of how to better use yours. In this episode, Rob chats with Aravind Sithamparapillai of Ironwood Wealth Management to break down TFSAs, FHSAs and RRSPs. Aravind is not an accredited planner. We’re also joined by two guests with very different investment strategies: a tech entrepreneur in the midst of launching his own business, and a millennial whose investment journey started somewhat unintentionally.
    Show More Show Less
    32 mins
  • Look out employers: Here come Gen Z

    Look out employers: Here come Gen Z
    Jul 17 2024
    Gen Z is entering the workforce — and changing it. These 20-somethings are digital natives, they prioritize work-life balance, and their loyalty is to themselves. In this episode, we talk to two Gen Z's who took a stand for what they wanted in their workplaces. One even convinced his boss to move the entire company to a four-day work week. And Roma speaks with Dr. Dave Drewery of the Work-Learn Institute at the University of Waterloo about how workplaces can adapt and make the most of their Gen Z workers.
    Show More Show Less
    32 mins
  • Viral TikToks can crawl into your brain and trigger spending

    Viral TikToks can crawl into your brain and trigger spending
    Jul 10 2024
    Maybe you clicked on a link and bought this season’s must-have sneakers. Or maybe you spent an embarrassing amount of money on lights and balloons to replicate that perfect birthday party photo. Well, you’re not the only one whose spending is fuelled by what you’re seeing online. In this episode, Rob chats with a Gen Z woman who planned her summer vacation — using just TikTok. And Roma interviews Casey Lewis, a U.S. consultant who writes After School, a popular newsletter about youth consumer trends.
    Show More Show Less
    26 mins
  • Counting on an inheritance? Not so fast

    Counting on an inheritance? Not so fast
    Jul 3 2024
    Just mention the word “inheritance” and people get their backs up. It’s no surprise that people are reluctant to chat about getting free money. In this episode, Rob chats with Julia Chung, a financial planner, about why you shouldn’t factor an inheritance into your financial plans. We’re also joined by an Edmonton woman whose parents plan to spend every dime in retirement. And an Ontario millennial walks us through whether or not she should take her parents’ offer of an early inheritance.
    Show More Show Less
    29 mins
  • Would you co-own a house with your parents?

    Would you co-own a house with your parents?
    Jun 26 2024
    Adult kids are increasingly relying on mom and dad to make their home ownership dreams a reality. In this episode, Rob talks to a real estate agent who specializes in co-ownership. We chat with a B.C. woman who bought a house with her parents — who also see the house as an investment. And our guest from Toronto was able to break into an expensive housing market by purchasing a portion of his father and stepmother’s home.
    Show More Show Less
    26 mins