In this episode of the Scottish Property Podcast, Liam and Emerald share their remarkable journey of building Empire Property Brokers, scaling their business, and diversifying property strategies. From humble beginnings to managing a fully integrated brokerage, their story is packed with insights on resilience, creativity, and persistence in the property investment world.

Episode Highlights:

• From Personal Homes to Professional Ventures:

  • How Liam and Emerald transitioned from selling their own homes to investing in property professionally.
  • Early challenges in sourcing and building credibility in the property market.

• Scaling Empire Property Brokers:

  • The growth from a property sourcing agency to a full-service brokerage.
  • Offering end-to-end services, including sourcing, refurbishment, project management, and compliance.
  • Their vision for adding a letting agency to their portfolio.

• Key Strategies and Deals:

  • Leveraging student rentals to maximise income from two-bedroom flats.
  • Securing a bungalow through creative networking and negotiation for a short-term rental strategy.
  • Building relationships with overseas clients for consistent sourcing opportunities.

• Lessons Learned:

  • The importance of transparency, strong client relationships, and social media presence.
  • Overcoming challenges like sourcing delays and market uncertainties with adaptability and resilience.
  • The value of starting with the end in mind and focusing on long-term goals.

Liam and Emerald’s journey demonstrates the power of perseverance, smart strategies, and staying true to your values. Whether you're just starting out or looking to scale, their story offers practical advice and inspiration for building a successful property business.

Follow Empire Property Brokers on Instagram:

www.instagram.com/empirepropertybrokers/

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Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.

Prime Property Auction: www.instagram.com/primepropertyauctions/

John: www.instagram.com/john_property_auctioneer/

Luis: www.instagram.com/luis_property_auctioneer/

Visit Prime Property Auction website: https://primepropertyauctions.co.uk/

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In this inspiring episode of the Scottish Property Podcast, we sit down with Peter Toye, an entrepreneur who scaled his property portfolio to an impressive 24 properties in just one year.

Peter shares his journey from running multiple businesses to venturing into property investment, offering valuable insights on building a portfolio, managing challenges, and leveraging trading profits for long-term growth.

Episode Highlights:

• Peter’s Entrepreneurial Journey:

  • Starting his first business at 14 years old.
  • Launching ventures like a car wash company, a print business, and an online competition platform.
  • Learning resilience and adaptability through business ups and downs.

  
  

• Transition to Property Investment:

  • The impact of a health scare that motivated Peter to create financial security.
  • How trading profits from his businesses funded his property ventures.
  • A focus on capital appreciation and long-term wealth building.

  
  

• Key Property Strategies:

  • Diversifying across locations like Edinburgh, Aberdeen, and Stirling.
  • Leveraging tools like bridging loans and refinancing to scale quickly.
  • Incorporating HMOs and portfolio acquisitions for higher cash flow.

  
  

• Lessons Learned:

  • Importance of building a reliable team and strong relationships with brokers, lenders, and agents.
  • Managing risks and staying focused despite the lure of “shiny penny” deals.
  • Balancing cash flow and appreciation to create a robust portfolio.

  
  

• Advice for Aspiring Investors:

  • "Learn business first—property is a natural extension."
  • Take calculated risks, educate yourself, and build resilience.
  • Surround yourself with a supportive network and experienced mentors.

Peter Toye’s journey is a testament to the power of hard work, smart investing, and staying focused on long-term goals. Whether you’re starting your first property deal or scaling your portfolio, this episode is packed with actionable advice and inspiration to help you succeed in the ever-changing property market.

Follow Peter Toye and The Giveaway Guys: Website: www.thegiveawayguys.co.uk LinkedIn: linkedin.com/in/peter-toye-8b813b15 Instagram: www.instagram.com/toye_property Facebook: www.facebook.com/ptoye

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Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.

Prime Property Auction: www.instagram.com/primepropertyauctions/

John: www.instagram.com/john_property_auctioneer/

Luis: www.instagram.com/luis_property_auctioneer/ Visit Prime Property Auction website:

https://primepropertyauctions.co.uk/

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#scottishpropertypodcast #propertyinvestment #realestate #entrepreneurship #portfolio #bridgingloans #capitalappreciation #investmenttips #propertyjourney #newpodcastepisode

In this episode of the Scottish Property Podcast, Emma Ross joins us to share her journey from working in the corporate banking sector to establishing her own commercial finance business. With over a decade of experience, Emma dives into the world of creative property financing, discussing how tailored solutions can unlock opportunities for investors. Whether you're a seasoned property developer or just starting, this episode provides invaluable insights into the often-complex world of property finance.

Episode Highlights:

• Emma’s Background and Journey:

  • From her early career at HSBC to managing Scotland and Northern Ireland for a master brokerage.
  • The decision to launch Ross Commercial Finance and prioritise values-driven business practices.

• Creative Financing Solutions:

  • Leveraging tools like title splits, grants, and background assets to secure 100% funding.
  • How commercial valuations differ from residential and why understanding these nuances is crucial.
  • Real-life examples of unique deals, including high-value commercial assets and liquidator sales.

• Commercial Property Trends:

  • Increasing interest in commercial property investments due to government legislation and tighter residential regulations.
  • The rise of semi-commercial properties and creative funding strategies for unique assets.

• Key Tips for Investors:

  • The importance of understanding lender requirements and valuation types.
  • How to manage risk, negotiate better terms, and identify opportunities in challenging markets.
  • The value of building strong relationships with brokers and lenders to maximise your financing options.

Emma Ross’s approach to creative property financing proves that knowledge and strategy are key to unlocking potential in the market. Whether you’re exploring commercial property, semi-commercial assets, or innovative funding options, this episode offers practical advice to elevate your property journey.

Follow Emma Ross on Instagram: www.instagram.com/emma_ross_commercial_finance ------------------------------------------------------------

Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.

Prime Property Auction:

www.instagram.com/primepropertyauctions/

John: www.instagram.com/john_property_auctioneer/

Luis: www.instagram.com/luis_property_auctioneer/

Visit Prime Property Auction website: https://primepropertyauctions.co.uk/

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#scottishpropertypodcast #propertyinvestment #realestate #creativefinancing #commercialproperty #semicommercial #fundingstrategies #scottishhousing #investmenttips #newpodcastepisode