“Conduct beats controls every day. Fix the culture, and the controls will follow.” – Toby Billington

In this CPD episode of RiskMasters, host Julien Haye welcomes Toby Billington, a seasoned risk and compliance expert with extensive experience in conduct frameworks, risk culture, and behavioural science in financial services.

From his early days as a lawyer to senior executive roles in compliance and first-line risk management at Barclays, Deutsche Bank, and HSBC, Toby shares his perspectives on leadership, compliance frameworks, and how to build effective risk cultures.

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In this edition of RiskMasters, you will learn:

• Career Shifts and Lessons Learned: Toby reflects on his transition from legal advisory to conduct and risk culture, highlighting pivotal career moments that shaped his expertise and his focus on behavioural science.

• Authentic Leadership and Cultural Change: Toby emphasizes the importance of authentic leadership in driving cultural transformation. He discusses the challenges of aligning tone from the top with actual behaviours and provides practical steps to ensure leadership walks the talk.

• The Role of First and Second Lines of Defence: Toby critiques the traditional three-lines-of-defence model, proposing greater collaboration between first and second lines to reduce duplication, enhance accountability, and streamline risk oversight.

• The Power of Storytelling in Risk Communication: Toby highlights the value of narrative-driven risk reporting to engage senior leadership and move beyond data-heavy, technical discussions.

• Emerging Risks in Financial Crime and Cybersecurity: With advances in AI and quantum computing, Toby outlines the evolving threats in financial crime and cybersecurity. He stresses the importance of staying ahead of these risks through innovation, vigilance, and behavioural psychology.

More about Toby Billington:

Toby Billington is a highly respected compliance and risk management leader with a career spanning top financial institutions such as Barclays, Deutsche Bank, HSBC, and Citi. Recognized for pioneering conduct frameworks and promoting ethical behaviour in financial services, Toby’s work integrates behavioural science into risk management strategies.

Connect with Toby on LinkedIn to explore more about compliance, risk culture, and leadership in financial services.

Tune in to this episode for an in-depth discussion on improving risk culture, redefining compliance frameworks, and managing emerging threats.

Find out more about Toby Billington:

https://www.linkedin.com/in/toby-billington-0646b89/

Discover related risk management topics:

How to Establish a Sustainable and Sound Approach to Regulatory Compliance

Ethical Compliance Management

Understanding and Overcoming the Risks of Cultural Silos: Building a Collaborative and Inclusive Workplace

FCA CP23/20 Consultation: Diversity and Inclusion in Financial Services

Download your CPD Certificate:

Link: ⁠https://thecpd.group/podcast⁠

Accreditation number: #800043

"Plan for impact. Think about what amazing looks like and take steps every quarter to achieve it." – Marie Lauri

In this CPD episode of RiskMasters, host Julien Haye welcomes Marie Lauri, Deputy Chief Data Officer and Head of Data Risk and Controls at Deutsche Bank. With an impressive journey from microfinance to global data governance, Marie shares her insights on navigating challenges in data management, building resilient organisations, and leading with impact.

This discussion delves into how organisations can harness data as a strategic enabler for operational efficiency, regulatory compliance, and innovation—all while fostering a culture of collaboration and psychological safety.

In this edition of RiskMasters, you will learn:

· Building Strategic Data Governance: How to align regulatory compliance, cost-saving initiatives, and innovation through robust data governance frameworks, including insights into navigating regulations like BCBS 239 and data residency laws.

· Balancing Innovation and Risk: The importance of embedding strong controls to enable advancements in AI and cloud migration while ensuring compliance, efficiency, and secure data access across complex systems.

· Empowering Leadership Through Networks and Literacy: Marie’s approach to fostering data literacy across organisations and her initiatives to build support networks for female leaders, highlighting the value of diverse perspectives in driving organisational success.

More about Marie Lauri:
Marie Lauri is a seasoned executive specialising in audit, risk management, and data governance. As Head of Data Risks and Controls and Regional Data Officer at Deutsche Bank, she has driven key initiatives in data management, regulatory compliance, and infrastructure modernisation.

With a PhD in applied econometrics and certifications in risk management and audit, Marie combines technical expertise with leadership experience. Beyond her corporate role, she advises Synthetized, an AI fintech, and is a prominent speaker on data transformation and AI adoption. Her passion for finance began through microfinance projects supporting women in developing countries.

Connect with Marie on LinkedIn to explore her insights on gender equity, data risk management, and leadership in financial services.

Tune in to this episode for an in-depth discussion on strategic data governance, balancing innovation with risk management, and fostering data literacy to address the evolving challenges of today’s data-driven financial landscape.

Read the podcast notes and summary article:

https://www.aevitium.com/post/interview-with-marie-lauri-on-riskmasters

Find out more about Marie Lauri:
https://www.linkedin.com/in/marie-lauri-a4b8bb21/

Discover related risk management topics:

Effective Strategies for Managing Risks in AI-Driven Business Decision-Making

Responsible Innovation and Development of Artificial Intelligence in Finance

Download your CPD Certificate:

Link: ⁠https://thecpd.group/podcast⁠

Accreditation number: 800042

"The most important thing about this world that we move into is to be open-minded, think outside the box, and be flexible and agile." Anna Rosenberg

In this CPD accredited episode of RiskMasters, host Julien Haye engages in a thought-provoking conversation with Anna Rosenberg, the Head of Geopolitics at Amundi Asset Management. Anna shares her extensive journey, from her early days studying history to becoming a prominent figure in geopolitical risk analysis. She provides valuable insights into the intersection of personal resilience, gender dynamics, and strategic risk management in today's complex world.

In this edition of RiskMasters, you will learn:

• Resilience and Career Growth: Anna recounts how entering the job market during the financial crisis shaped her career. She emphasises the importance of persistence, analytical thinking, and seizing opportunities amidst uncertainty.
• Gender and Leadership: Anna reflects on the impact of gender on her career, discussing both the challenges and the empowering aspects of being a woman in a senior role. She highlights how motherhood has equipped her with unique strengths and resilience.
• Strategic Geopolitical Risk Management: Anna explains the crucial role of structured analysis in managing geopolitical risks. She advocates for a proactive approach, outlining the need for organisations to develop comprehensive frameworks and stay informed on global developments.

More about Anna Rosenberg:

Anna Rosenberg is the Head of Geopolitics at Amundi Asset Management, one of Europe’s largest asset managers. Anna, with a history background and extensive experience in political risk analysis, helps investors navigate and predict political risk through research, data, and strategy. Her analytical approach and commitment to continuous learning define her leadership style.

For more insights from Anna, connect with her on LinkedIn, where she welcomes discussions on geopolitical risks and strategic analysis.

Tune in to this episode for a comprehensive understanding of resilience, leadership, and the strategic management of geopolitical risks in today’s dynamic environment.

Read the podcast notes and summary article:

https://www.aevitium.com/post/navigating-geopolitical-risks-and-embracing-diversity-insights-from-anna-rosenberg

Find out more about Anna Rosenberg

LinkedIN: https://www.linkedin.com/in/anna-rosenberg-39320612/

​Discover connected risk management and oversight topics:

1/. 2024 Risk Management Mega-Trends

2/. Necessary vs Unnecessary Risks

3/. How to Identify and Manage Emerging Risks?

Download your CPD Certificate:

Link: ⁠https://thecpd.group/podcast⁠

Accreditation number: 800034

“Risk doesn't belong to the risk department; it belongs to everybody. And the management of risk can only happen if people are aware that it is a key ingredient into every recipe.” – Katie Smith

In this episode of RiskMasters, host Julien Haye engages in an enlightening conversation with Katie Smith, a seasoned legal and compliance leader with extensive experience in asset management. Katie shares her remarkable journey, from her early career beginnings to overcoming a major health crisis, and her perspectives on inclusive leadership and strategic risk management.

In this edition of RiskMasters, you will learn:

· Resilience and Growth through Adversity: Katie discusses how a life-threatening heart attack profoundly changed her outlook on life and work. She emphasises the importance of resilience, patience, and relying on others during challenging times.

· Authentic Leadership and Diversity: Katie reflects on her experiences as a woman in senior roles, highlighting the importance of leading with kindness, creating space for diverse voices, and encouraging inclusivity in the workplace.

· Strategic Importance of Risk Management: Katie explains how integrating risk management into all aspects of business is crucial. She advocates for continuous dialogue about risk and views it as a strategic enabler for organisational success.

More about Katie Smith:

Katie Smith is the General Counsel at Buffer and Asset Manager. With a career spanning roles at Vanguard and Deutsche Bank and beginning at Clifford Chance, Katie has extensive experience in the financial services industry. She is passionate about helping others, leading with curiosity, and fostering a culture of inclusivity and strategic risk management. Her personal experiences and dedication to creating supportive and innovative business environments inform Katie's approach to leadership and risk.

For more insights from Katie, connect with her on LinkedIn, where she welcomes conversations over coffee to discuss her journey and insights further.

Tune in to this episode for an inspiring look at resilience, leadership, and the strategic role of risk management in today’s business landscape.

Read the podcast notes and summary article:

https://www.aevitium.com/post/interview-with-katie-smith-on-riskmasters

Find out more about Katie Smith

LinkedIN: https://www.linkedin.com/in/katie-smith-93a67412/

​Discover connected risk management and oversight topics:

1/. 2024 Risk Management Mega-Trends

2/. Necessary vs Unnecessary Risks

3/. Going Digital: A Paradigm Shift in Risk Management

Download your CPD Certificate:

Link: ⁠⁠https://thecpd.group/podcast⁠⁠

Accreditation number: 800035

“Established boards understand risk governance but want simpler updates, while start-ups need education on the value of risk management” – Kathy Griffin

In this CPD accredited episode of RiskMasters, join host Julien Haye as he converses with Kathy Griffin, an experienced Chief Risk Officer and compliance leader with a diverse background that spans traditional financial institutions and innovative start-ups. Kathy shares her unique journey into the world of risk, the lessons learned from navigating both start-ups and established companies, and her approach to leading with empathy and innovation in risk management.

In this episode of RiskMasters, you will discover:

• Leadership Challenges and Overcoming Imposter Syndrome - She candidly reflects on her early management failures due to imposter syndrome and immaturity, and how stepping back into team roles was pivotal for rebuilding her confidence and eventually taking on leadership roles again.
• Communication with Boards: Established Companies vs. Start-ups - She contrasts her experiences with boards in established companies, which understand risk governance but prefer simplified updates, against start-ups that often require education on the value of risk management.
• The Risk Function as an Innovation Enabler - Kathy advocates for risk teams to collaborate closely with business units from the initial idea stages, emphasising the shift towards outcomes-based regulation and the importance of building customer-focused cultures.

More about Kathy Griffin:

Kathy has worked in financial services for nearly 30 years, the last 18 of which have been in risk and compliance. She’s currently the Chief Risk and Compliance Officer at Uber (Payments UK) and was previously the Director of Compliance at Monzo.

Kathy is passionate about risk and compliance being an enabler for innovation and growth and believes that embracing diversity and inclusion is key to the success of any business.

Read the podcast notes and summary article:

https://www.aevitium.com/post/kathy-griffin-s-path-to-empowering-risk-and-compliance-leadership

Find out more about Kathy Griffin

​LinkedIN: https://www.linkedin.com/in/kathy-griffin-b3a69512/

Download your CPD Certificate:

Link: ⁠⁠⁠https://thecpd.group/podcast⁠⁠⁠

Accreditation number: 800036

Please Enjoy!

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