Episodes

  • Episode 69 Dividend Investing Pitfalls Part 1
    Nov 15 2023

    In this episode, we talked a little bit deeper into dividend investing and discuss some ways to determine if you are choosing an appropriate investment.

    ⏱ Timestamps

    0:00 Preview

    2:43 Intro Title

    2:59 Greetings and Shoutout (Facebook Subscribers)

    3:54 Disclaimer

    4:17 Sources

    4:43 Dividend Investing Definition

    8:06 Panganib sa Dividend Investing

    10:01 Dividend Trap

    10:51 Extreme Dividend Yields More Than 50%

    16:49 Dividend Yield Between 10% and 12%

    17:49 Greetings and Shoutout (Youtube Subscribers)

    18:26 Paano Maiiwasan ang Dividend Trap

    29:59 Key Takeaways

    33:19 Outro


    📱 Socials

    Facebook: https://www.facebook.com/retironaryo

    Business Enquiries: retironaryo@gmail.com

    Podcast: https://feeds.captivate.fm/retironaryo/


    👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!

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    34 mins
  • Mga Panganib ng Dividend Investing - Paano Maiiwasan Part 2 (Ep. #70)
    Nov 14 2023

    In part 2, we discuss the specific technicalities involved in determining whether a company is a viable provider of dividends. We also give you tips on what to look for and how exactly to analyze the information being provided.

    ⏱ Timestamps

    0:00 Intro

    1:28 Greetings and Shoutouts

    2:34 Disclaimer

    2:54 Key Takeaways from Part 1

    6:32 How to Search Reliable Dividend Stocks

    14:56 Assessing Coca-Cola Company (KO) as a Dividend Stock

    19:55 Assessing Paychex, Inc. (PAYX) as a Dividend Stock

    23:14 What if we Invested with PAYX 10 Years Ago?

    26:40 Key Takeaways

    27:28 Outro


    📱 Socials

    Facebook: https://www.facebook.com/retironaryo

    Business Enquiries: retironaryo@gmail.com

    Podcast: https://feeds.captivate.fm/retironaryo/


    👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!

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    28 mins
  • Episode 68 Retirement Fund_Nasa Bingit ng Alanganin
    Nov 14 2023

    In this episode we discuss the concepts of risk tolerance and risk capacity in assessing the potential outcome of one's retirement fund. We discuss a case study of how a person's target retirement fund is feasible given factors influenced by risk tolerance, risk capacity and other related factors. We provide options on how these factors could be adjusted.

    ⏱ Timestamps

    0:00 Preview

    3:39 Disclaimer

    4:09 Greetings and Shou outs

    5:19 Introduction

    8:54 Risk Tolerance vs Risk Capacity

    13:58 Case Study

    15:34 Current Investment Plan

    20:18 Adjustment Options

    21:53 Option 1: Reduce Desired Lifestyle

    22:56 Option 2: Risk Capacity

    24:32 Option 3: Save/Invest More

    25:30 Option 4: Magretiro ng Mas Matanda

    25:59 Option 5: Combination of the Different Options

    28:05 Key Takeaways

    30:26 Outro


    📱 Socials

    Facebook: https://www.facebook.com/retironaryo

    Business Enquiries: retironaryo@gmail.com

    Podcast: https://feeds.captivate.fm/retironaryo/


    👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!

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    31 mins
  • Episode 67: GMA 7 vs Jollibee, Dividend vs Capital Gain Investing
    Sep 17 2023

    In this episode we compare the concept of dividend versus capital gain investing. In particular we compared GMA 7 and Jollibee to find out where investors can get better returns. Intrigued? Watch this episode!

    ⏱ Timestamps

    0:00 Preview

    4:52 Disclaimer

    5:15 Greetings and Shout outs

    6:15 Ano ang Dibidendo?

    7:25 Maganda ba ang Dibidendo?

    9:46 GMA 7 vs Jollibee Price Charts

    13:35 Assumptions for the 15-Year Comparison

    14:11 GMA 7 Performance

    20:55 Jollibee Performance

    22:37 Profitability Ratios

    23:03 My Personal Opinion

    26:22 Key Takeaways

    29:43 Outro


    📱 Socials

    Facebook: https://www.facebook.com/retironaryo

    Business Enquiries: retironaryo@gmail.com

    Podcast: https://feeds.captivate.fm/retironaryo/


    👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!

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    30 mins
  • Investment Fund A or B - Ano ang mas Maganda? CAGR Computation
    Sep 17 2023

    In this episode, we discuss the concept of CAGR in greater detail. This is one of the means to know if the investment is a good investment or not. So how do we use CAGR to do that? Find out in this episode.

    Please like, share and subscribe to our videos so we can serve more people.


    ⏱ Timestamps

    0:00 Preview

    2:47 Disclaimer

    3:02 Greetings and Shout outs

    4:25 Introduction

    6:03 CARG Definition

    9:14 CAGR Formula

    10:11 Different Fund Price Histories with the Same CAGR

    11:53 CAGR Computation Using the Computer Calculator

    13:32 Ano ang Ibig Sabihin ng Compounding?

    11:22 CAGR Application/Computation ng Iba't Ibang Funds ng GInvest

    25:48 Key Takeaways

    28:03 Final Thoughts

    029:45 Outro


    📱 Socials

    Facebook: https://www.facebook.com/retironaryo

    Business Enquiries: retironaryo@gmail.com

    Podcast: https://feeds.captivate.fm/retironaryo/


    👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!

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    31 mins
  • Episode 65: Retironaryo Saving and Investing Challenge - A MId-Year Evaluation
    Sep 17 2023

    In this episode we update you on the latest regarding our Retironaryo challenge - we provide you with actual figures of our participants and how their Gcash investments are tracking along -- how exciting is it to see what is "on the other side" of the retironaryo club. Curious? then watch this video now! please like, share and subscribe to our videos in order for us to serve more people.

    ⏱ Timestamps

    0:00 Intro

    1:27 Greetings and Shout outs

    2:44 Disclaimer

    3:10 What is this Challenge?

    5:10 Mechanics of the Challenge

    8:04 Prizes

    9:13 Guarantees

    10:20 CAGR and Target Profit Based on Past Performance

    12:47 Mid-Year Result

    18:20 Performances of the 3 Funds for the Past 6 Months

    20:24 Detailed Performance Analysis of Our Own Personal GFunds Investment

    23:40 Key Takeaways

    28:18 Outro


    📱 Socials

    Facebook: https://www.facebook.com/retironaryo

    Business Enquiries: retironaryo@gmail.com

    Podcast: https://feeds.captivate.fm/retironaryo/


    👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!

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    29 mins
  • Episode 64: Nalugi ka rin ba sa GFunds ang GCash?
    Sep 17 2023

    In this episode we react objectively to comments about investing in GCash and whether it is worthwhile to continue or better to pull out the funds. Find out what our verdict is! Please share and subscribe to our videos so that we can serve more people.

    ⏱ Timestamps

    0:00 Intro

    4:06 Greetings and Shout outs

    5:09 Disclaimer

    6:14 Review of Episode 31: Risky Mag Invest sa GInvest/GFunds?

    11:05 Mechanics: Performance Comparison of the Different ATRAM Funds

    14:33 Results: Performance Comparison of the Different ATRAM Funds

    19:25 Graphical Representation of the Results

    20:46 Potential Value in the Future of the Different Funds

    24:18 Our Actual GCash/GFunds Invesment Portfolio

    27:34 Key Takeaways

    33:19 Outro


    📱 Socials

    Facebook: https://www.facebook.com/retironaryo

    Business Enquiries: retironaryo@gmail.com

    Podcast: https://feeds.captivate.fm/retironaryo/


    👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!

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    34 mins
  • Episode 63: P12 Milyon - Paano ko I-invest?
    Sep 16 2023

    In this episode we respond to the question "San Ko

    Pwede i invest 12 Milyon?" What will you do? How do you know when your investment is in the right place? Well we did some investigation and offer some suggestions — you will be surprised at what we found. Watch na! Please also like subscribe and share our videos so we can serve more people

    ⏱ Timestamps

    0:00 Intro

    1:02 Greetings and shout outs

    1:28 Disclaimer

    2:33 "What would you do if you have 12M savings?"

    3:00 General comments

    6:48 Investment strategy

    11:06 Fund Performance : Source

    12:16 Price trends of NASDAQ100 and S&P500

    13:18 Fund performance : CAGR

    16:24 Possible strategies

    17:40 UITF/Bond/MP2 strategy (10-Year Plan)

    20:06 12M Projected potential returns after 10 Years of the different strategies

    24:33 Summary

    27:56 Outro


    📱 Socials

    Facebook: https://www.facebook.com/retironaryo

    Business Enquiries: retironaryo@gmail.com

    Podcast: https://feeds.captivate.fm/retironaryo/


    👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!

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    29 mins