Send us a text

In this episode of Not Just Numbers: Honest Conversations with a Financial Advisor and Lawyer, hosts Madison Demora and Mike Garry break down the essentials of employer stock awards, including Restricted Stock Units (RSUs), stock options, and the key financial strategies you need to know. Learn how vesting schedules, strike prices, and cashless exercises work, and discover how to manage tax implications while maximizing your income potential. Whether you're new to stock-based compensation or looking to diversify your portfolio, this conversation will help you make informed decisions about your financial future.

Send us a text

In this episode of Not Just Numbers: Honest Conversations with a Financial Advisor and Lawyer, Madison and Mike discuss the critical importance of living wills and advance directives. Inspired by a recent Wall Street Journal article, "When Making a Living Will, Talk to Your Loved Ones." If you’ve ever wondered how to ensure your medical wishes are honored or how to prepare your loved ones for difficult decisions, this episode provides practical advice to help you navigate these essential conversations. Then, we welcome Paula Zimmerman, founder of ProSonder Solutions, an HR consulting firm dedicated to helping businesses thrive through tailored HR strategies. Paula shares her journey from employment attorney to fractional HR leader, explaining how she helps business leaders focus on growth by taking HR challenges off their plates. She believes that strong HR practices are a competitive advantage and a path to creating better workplaces—and a better world. Join us for a compelling conversation about innovation, leadership, and the practical steps businesses can take to unlock their potential.

Link to WSJ article: https://www.wsj.com/personal-finance/she-signed-a-living-will-her-sister-didnt-honor-it-6ee34838

Paula Zimmerman Links:
Paula's LinkedIn: https://www.linkedin.com/in/pjzimmerman/
ProSonder Solutions website: https://www.prosonder.com/

Send us a text

In this episode of Not Just Numbers: Honest Conversations with a Financial Advisor and Lawyer, hosts Madison Demora and Mike Garry discuss the hidden financial impacts of job changes on 401(k) savings. Reviewing insights from a recent Wall Street Journal article by Anne Tergesen, they explore how job-switching can disrupt retirement planning, often leading to neglected 401(k) enrollments or lowered savings rates. Together, they discuss practical strategies to avoid common pitfalls, from maintaining steady contributions to understanding the importance of proactive planning when rolling over 401(k) funds into IRAs. Tune in to discover how to safeguard your retirement savings, even during career transitions.

Wall Street Journal article link: https://www.wsj.com/personal-finance/retirement/changing-jobs-can-put-a-300-000-dent-in-retirement-savings-e4b88f58