Welcome to Military Spouse to Millionaire Episode 10, this episode I vent about the recent events that have been happening in an effort to try to make home buying the more difficult option when service members are pcsing to Hawaii. The absolute gull that on post housing and military superiors have for trying to reduce or take away benefits from service members and their families completely blows my mind. I tell you about the experiences I’ve had lately with on post housing “authorities” and their attempt to retaliate by forcing me, a real estate professional, to amend legal binding documents to appease their rules. I also get into how military superiors are blatantly reducing TLA to leave service members to feel they have no other option than to give their BAH to crappy base housing is absolutely infuriating and wrong… so let’s get into it! ------------------------------------ FUN FACT!! There are over 20 million MILLIONAIRES in the United States. 90% of them have made their fortune through real estate. ANOTHER FUN FACT...less than 1% of the US population gets guaranteed TAX FREE money for housing (BAH) AND the ability to buy a home with no money down. If you and your family are part of this 1% this podcast is for you! If you think that a 20 year retirement and disability is going to set you up for life after the military in a comfortable way. you would be sadly mistaken. That's why you need to leverage your active duty time and think about your family's financial future. STOP using your BAH and other entitlements to pay for someone else's lifestyle (renting) or WORSE giving it all back to the government (on post housing). You can't afford to keep your head in the sand and let the fear mongers run the show. Look up...look around...90% of the wealthy Americans make their money one way...real estate! So unless you are about to get a record deal and be the next Beyonce or drafted into the NFL to be the next Tom Brady you better listen up, get educated and start investing in YOURSELF! Why am I coming at you guns blazing about this topic? Because, 15 years ago my husband and I were YOU! We were squarely middle class...a normal hardworking military family with 2 kids and we had a good life just like you might now. But buying our first home in 2009 changed EVERYTHING and put us on the path to now being millionaires. We are not special guys...neither me nor my husband came from wealthy families. We just looked around at what works for 90% of wealthy people and did the same. Now, we are here to help you! Please consider subscribing as it helps us grow our reach in the community! Facebook: @findinghomepcs Instagram: @PCSToHawaii Email: findinghomepcs@gmail.com Website: https://www.findinghomepcs.com/

Welcome to Military Spouse to Millionaire Podcast Episode 7, in this episode we are breaking down the sterile term of 'sellers credit' and what that means for the market here in Hawaii. I will go into detail on how buyers can use these credits a number of ways to their advantage when it comes to buying a home. Want your seller to cover your closing costs or buy down your interest rate? You'll definitely want to listen to this episode!

Welcome to Military Spouse to Millionaire Episode 6, where we will be talking all about renters and the lifestyle they help provide other people. I talk about my own perspective from owning multiple rental properties and the money that I make passively from those properties.

This episode is for all of the renters out there that don't know if they can buy or are too scared to buy a home. You need to change your mindset when it comes to renting vs buying or at least get educated on your options!

On this episode I talk about:

• 2:27 understanding that not everyone is in a position to buy a home

• 4:35 my personal experience with renters that were too scared to buy

• 6:13 giving my client the hard truth about the money they would spend renting

• 8:15 our recent vacation where we visited our rental properties

• 10:34 passive income we make on our rental properties

• 13:34 how our renters paid for our vacation

• 16:00 renting out our property in Hawaii

• 20:00 the mental shift that needs to happen for renters

• 21:00 getting educated on your options when it comes to home buying and it’s importance

Welcome to Military Spouse to Millionaire Episode 5, where we will be talking about all things military housing. More transparently, we are going to be talking shit about military housing. Let’s dive deeper into the reasons why on-post housing is not the best option.

The 1% of those who serve our country and defend our freedom are left with dated, dilapidated and generally speaking all around disappointing on-post housing...and they're just supposed to be okay with that? I have a different opinion that you'll want to hear! Let’s change the herd mentality that you have to just accept living in these housing conditions when you deserve better!

In this episode we will cover:

• 3:45 How base housing companies actually treat you when home searching on base
• 5:45 My personal house hunting experience on post
• 6:59 How much money you will receive for housing living in Hawaii
• 9:38 I’m here to help you be smart with your entitlements
• 10:13 What happens with the money you get for promotions or BAH increases
• 11:56 The conditions of on post housing
• 13:22 Do your research of on post housing before making your decision
• 16:20 Summarizing why you should reconsider your housing options
• 17:28 Let’s debunk a few myths about housing
• 18:40 I recognize buying or renting a home is not for everyone
• 20:20 Changing your mindset and having a mental shift
• 21:21 My passion in helping military families

Welcome to the fourth episode of Military Spouse to Millionaire! Today we are going to be talking about 10 reasons people give me on why they can’t or think they can’t buy a home here in Hawaii. Every single day I get messages like “I can’t afford to buy” or “interest rates are too high”. Well I’m here to tell you that most these reasons are due to misinformation or lack of education!

We will dive into the Hawaii market, discussing interest rates, home prices, and why the market is stable here. Are you PCSing to Hawaii? You need to listen to this episode!

In this episode we will cover:

• 2:45 Reason #1: I can’t make a profit when I move in 3 years
• 4:47 Reason #2: I can only use my VA loan once
• 5:36 Reason #3: I can’t sell when I move or what if I can’t sell when I move
• 7:34 Reason #4: I’m single…
• 8:18 Reason #5: I’m too young to buy a home
• 11:20 Reason #6: I’m going to wait until the housing market crashes
• 14:07 Reason #7: I only have one income.
• 15:01 Reason #8: I want to buy a house but I want to live on post and get to know the island first
• 18:15 Reason #9: I can’t afford to buy
• 21:16 Reason #10: Interest rates are high

Connect with me:

Instagram: https://www.instagram.com/pcstohawaii/

Website: https://www.findinghomepcs.com/

YouTube: https://www.youtube.com/@findinghome-hawaii6733

Welcome to the third episode of Military Spouse to Millionaire! Today's episode I openly talk about my career in the real estate industry and how much money I make. I discuss the good and the bad, pulling back the curtain on what it's like to actually be a real estate agent. Everyone these days wants to be a real estate agent, think you could hack it? Listen to this first!

In this episode we will cover:

• 1:00 Episode 3 Begins
• 4:38 My business model and the type of clients I specifically work with.
• 7:26 Getting into depth about my commission.
• 11:32 Reasons people say they want to be a realtor.
• 13:34 Not all agents operate the way I do and how I've become a top producing agent.
• 14:30 There is no work life balance.
• 16:01 Breaking down the hours I spend on a single transaction.
• 19:04 If you want to set your own schedule this is not the career for you.
• 19:16 In year one, 75% of realtors fail in their first year.
• 21:24 An example of what my day looks like.
• 23:32 Having that level of confiendence and knowledge in the market is not easy.
• 23:50 That's just realtor work, but there's more...
• 25:18 Real estate agent work is just not acurately represented in media, online, or on tv.
• 27:12 That passion is what sees you through.
• 27:40 The rewarding feeling I get and my favorite part of doing my job.

Connect with me:

Instagram: https://www.instagram.com/pcstohawaii/

Website: https://www.findinghomepcs.com/

YouTube: https://www.youtube.com/@findinghome-hawaii6733

Welcome to the second episode of the Military Spouse to Millionaire Podcast! I’ve already promised that this is where I get real, raw, and transparent. Today’s episode proves that I’m a woman of my word. What I’m sharing is not Instagram-worthy or pretty by any means, but it’s going to help you learn a major lesson that I wish I had known sooner.

I’m spilling the details about the biggest mistake that I have made in my real estate career to date. This was a messy and painful experience that’s still pretty fresh, but I’m finally ready to share the details. Join me in pulling back the curtain as I dish out the bullshit and give you pointers on what to avoid when scaling your business.

In this episode, we’ll cover:

• 2:03 - Why you need to triple-think who you give power to in your business.

• 8:35 - Getting your real estate license isn’t what most people think it is.

• 9: 45 - How I began working with my ex-business partner.

• 12:05 - The first mistake I made with my ex-business partner.

• 14:50 - When I decided to fire her.

• 15:25 - How I lost clients because of my mistakes.

• 18:35 - Why I regret not educating my clients about my partner’s role in the business.

• 20:00 - The financial aspects of my mistake.

• 22:15 - How I split profit from transactions when I shouldn’t have.

• 27:45 - How I shot myself in the foot trying with my broker and my ex-business partner.

• 31:00 - Why this mistake is important for business owners in any industry to know.

• 38:50 - How I thought all of my partner’s eggs were in the Finding Home basket.

• 40:20 - The first red flag my ex-partner showed me.

• 43:05 - What she did to make me realize she was checked out.

• 48:50 - When I realized it was time to sever my relationship with her.

• 52:38 - My real estate warning for you.

• 54:10 - Why you should be proud of your own accomplishments.

• 54:38 - I share my biggest takeaway from the whole experience.

Connect with me:

Instagram: https://www.instagram.com/pcstohawaii/

Website: https://www.findinghomepcs.com/

YouTube: https://www.youtube.com/@findinghome-hawaii6733

Welcome to the Military Spouse to Millionaire Podcast! I am so excited to finally bring this podcast to you and launch it out in the world. This has been a long-time-coming dream of mine, and after struggling to get it off the ground for fear of it not being “perfect,” here I am, jumping in and doing it, because I have important things to say that I need people like you to hear!

As a military spouse, realtor, and self-made millionaire, I’m here to help you learn how to do the MOST with your military entitlements while you’re active duty so you can set yourself up for success and generational wealth in the future. This is a podcast where I’ll be spilling the good, the bad, the ugly, and everything in between when it comes to real estate and military life. Join me for this episode where I’m sharing who I am and why the hell you should listen to me!

In this episode, we’ll cover:

• 01:05 - Welcome to the Military Spouse to Millionaire Podcast.

• 02:35 - Who shouldn’t waste their time listening in.

• 05:17 - How I’m using this podcast platform to show up unapologetically.

• 07:30 - How you can invest the money you make as a military family in a smart way.

• 08:20 - Who should listen in and what I’m going to help you with and teach you.

• 10:15 - My passion for real estate, especially for military families.

• 11:55 - Who I am and why you should listen to me.

• 12:10 - The beginning of our story buying a house in 2009 in Fort Carson, Colorado.

• 16:15 - Owning the place where you make your memories is different from renting it.

• 17:03 - Our opportunity to move to Germany in 2012.

• 17:55 - Our first entry into being landlords and renting out our Colorado house.

• 20:18 - How we bought our 2nd home in Fort Carson.

• 20:44 - Our opportunity to move to Hawaii and extend for 3 years.

• 21:43 - Why we sold our 2 single-family Colorado homes to free up our VA entitlement and buy a house in Hawaii.

• 22:14 - How much we made selling our homes.

• 23:28 - What finally snapped inside of me about using your VA loan to invest in homes and property.

• 24:45 - Being educated on the benefit of putting no money down on a home as a military family.

• 24:52 - The start of my real estate career and helping military spouses.

• 27:20 - What came from my 6 month hiatus with no business.

• 28:12 - When I closed my first transaction and how it changed our lives.

• 29:00 - The foundation of helping military families find a home.

• 29:40 - How nervous I was about the housing market in Hawaii when we moved here.

• 30:40 - Building our property portfolio.

• 31:45 - Realizing that passive income through rental properties is the way.

• 32:14 - Short term sacrifice for long term gains.

• 32:55 - The difference between the wealthy and the middle class.

• 33:25 - Why on-post housing will NEVER make you any money.

• 34:55 - My goal of educating you on real estate and investing the smart way.

• 37:04 - What you can expect coming up next on the podcast.