• Jim Boyd CEO Equity Release Council: ERC for Consumers considering Later Life Lending

  • Feb 1 2023
  • Length: 15 mins
  • Podcast

Jim Boyd CEO Equity Release Council: ERC for Consumers considering Later Life Lending

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  • Summary

  • In this episode Jim Boyd, CEO of the Equity Release Council explains the role of the ERC in protecting consumer interests including:

    -the no negative equity guarantee

    -the right to move property with a Lifetime Mortgage

    -a Fixed interest or capped interest rate on products

    -security of living in the property until going into care or dying

    -NEW. Being able to pay off interest and/or part of the laon on all new policies

    -the role of a solicitor in protecting the consumer

    -how to find an advisor who follows the ERC rules

    -why the industry still battles to show people that ERC is a well regulated industry with excellent advisors
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