We’re joined by Jeff Richardson from VantageScore to discuss how inflation is impacting households. We dig into factors contributing to rising delinquencies, the expected continuation of this trend, and the impact on different consumer segments. Additionally, we address the role of stimulus on credit scores and the strategies that organizations should have in place for confident decision-making.

In this episode:

· Overview of VantageScore

· Factors contributing to rising delinquencies

· Two different consumer segments

· Impact of stimulus on credit scores

· Credit decisioning strategies

· Incorporating AI into decision making

· Opportunities of differentiated data

Jeff hosts the SCORE podcast where he interviews the new leaders shaping the credit industry, like journalists, academics, and researchers. So be sure to check that out.

Resources:

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Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com