In this episode of the Energetic CFO Podcast, Tiffany Vogel dives into the most important investment you can make—yourself. Through heartfelt storytelling, personal anecdotes, and valuable insights, Tiffany illustrates how prioritizing your personal growth can lead to transformative results in your business, relationships, and overall life.

From navigating the challenges of being a mom and business owner to sharing lessons learned from investing in masterminds and personal growth programs, Tiffany shows how empowering yourself can create a ripple effect of success. If you're ready to take ownership of your life and business, this episode is a must-listen!

What You’ll Learn in This Episode:

• Why investing in yourself is the highest ROI decision you can make.
• The importance of balancing life, business, and personal growth.
• Lessons learned from masterminds, retreats, and coaching programs.
• How to spot the right investments and avoid the wrong ones.
• Practical ideas for small, meaningful investments in self-care and mindset.
• The difference between investing in frameworks and empowering yourself to make decisions.

Take Action:

1. Identify one small way to invest in yourself this week (e.g., a massage, personal development book, or journaling session).
2. Reflect on your long-term goals and consider how personal growth aligns with your vision.
3. Join Tiffany’s waitlist for her upcoming in-person retreat in April at the Helen, GA Airbnb by reaching out to her at Tiffany@EnergeticCFO.com.
4. Connect with Tiffany to discuss how she can help you make empowered financial decisions.

Connect with Tiffany:

• Email: Tiffany@EnergeticCFO.com
• Website: www.EnergeticCFO.com

If this episode resonated with you, please share it with a friend who might benefit. Don’t forget to subscribe, leave a rating, and let Tiffany know how she can support you on your financial and personal growth journey. Stay tuned for next week’s episode!

In this episode of the Energetic CFO Podcast, Tiffany dives into the single most important document for achieving financial success in your business—the Profit and Loss (P&L) statement. Tiffany breaks down why the P&L, also known as the income statement, is the foundation for understanding your business’s financial health and making informed decisions.

She shares personal experiences, real-life examples, and actionable tips on how to start tracking and using your P&L effectively. Whether you're a seasoned business owner or just starting out, this episode is packed with valuable insights to help you take control of your finances and grow your business.

What You’ll Learn in This Episode:

• Why the P&L statement is essential for business success.
• The difference between P&L, cash flow, and balance sheets.
• Practical steps to set up your business finances, including bank accounts and bookkeeping.
• How to use your P&L to make critical decisions (e.g., hiring, investments, expense management).
• Why regularly reviewing your P&L is crucial for growth.
• Real-world lessons from Tiffany’s experiences running a handyman business and managing unexpected financial challenges.

Key Moments:

• 00:00 Introduction to the Episode
• 03:14 Why the P&L Statement Matters
• 06:30 Setting Up Bank Accounts and Bookkeeping Systems
• 10:45 Using Your P&L to Make Smart Financial Decisions
• 15:32 Real-Life Lessons: Overcoming Financial Challenges
• 21:48 How to Audit Expenses and Improve Profit Margins
• 27:10 The Importance of Regular Financial Check-ins

Take Action:

1. Set up a designated bank account and bookkeeping system for your business.
2. Regularly review your P&L (at least monthly or quarterly) to understand your income, expenses, and profitability.
3. Audit your expenses to identify areas to cut costs and improve margins.
4. If you’re struggling with your business finances, reach out to Tiffany for guidance.

Connect with Tiffany:

• Email: Tiffany@EnergeticCFO.com
• Website: www.EnergeticCFO.com

If you enjoyed this episode, please share it with a friend who could benefit from these insights, and don’t forget to subscribe, rate, and review the podcast!

Stay tuned for next week’s episode, where Tiffany reveals the most important advisor every business owner needs to succeed.

Episode Highlights:
📍 Feeling out of alignment or overwhelmed? In this episode, host Tiffany shares transformative lessons from her recent travels, personal growth journey, and business changes. Discover the power of putting yourself first, stepping into alignment, and investing in your energy, time, and money to live a more fulfilling and peaceful life.

Topics include:

• The importance of taking space for yourself in business and personal life.
• Lessons from Costa Rica: finding balance, alignment, and releasing old patterns.
• Navigating business changes, including scrapping frameworks and embracing intuition.
• Realigning priorities to pour from an overflowing cup rather than an empty one.
• How investing in yourself leads to shifts in your business, family, and overall energy.

Takeaways:

1. Invest in Yourself: Whether it’s time, energy, or money, prioritize your personal growth to unlock new opportunities.
2. Find Your Alignment: Release what no longer serves you and create space for what feels right.
3. Balance Business & Intuition: Shift from rigid frameworks to an intuitive, aligned approach in life and work.
4. Overflow, Don’t Deplete: Focus on self-care to better serve your family, clients, and yourself.
5. Gratitude in Chaos: Learn to embrace and appreciate the small, sweet moments in the midst of life’s craziness.

Resources Mentioned:
📧 Email Tiffany: tiffany@energeticcfo.com
🌐 Website: Energetic CFO

Love the Show?
💬 Share your thoughts: What changes are you making to put yourself first? Email Tiffany or leave a comment!
📤 Share this episode with someone who could use a reminder to invest in themselves.
⭐ Don’t forget to like, subscribe, and leave a review.

Next Episode:
We’ll see what feels right! Tiffany is embracing flow and alignment, so tune in for an organic, unscripted conversation.

📍 Small Steps, Big Rewards – Take the leap and invest in yourself. Your future self will thank you!

Episode Highlights:
📍 Feeling overwhelmed by financial tasks? In this episode, host Tiffany simplifies financial management for your business by breaking down key tasks into manageable chunks. Learn how to streamline your processes and take control of your business finances, from daily checks to annual reviews.

Topics include:

• The importance of staying on top of your bookkeeping.
• Creating a rhythm for managing receipts and expenses.
• Avoiding common financial pitfalls like impulsive decisions and disorganization.
• Building financial habits to improve clarity, confidence, and wealth-building potential.
• How financial systems can align your goals and actions to achieve success.

Takeaways:

1. Clarity Equals Confidence: Organize your financial tasks to gain control and reduce stress.
2. Set a Routine: Daily, weekly, and annual financial reviews make managing finances easier.
3. Avoid Pitfalls: Stop relying on intuition alone—balance it with hard numbers.
4. Financial Wellness: Save for the future, build cash reserves, and reduce lifestyle inflation.

Resources Mentioned:
📄 Free Download: The Ultimate Financial Checklist
Get your copy here: Download HERE

📚 Books & Tools Recommended:

• The Psychology of Money by Morgan Housel
• Financial Clarity Course: Energetic CFO Website

Follow & Connect with Us:
🌐 Website: Energetic CFO

Love the Show?
💬 Share your thoughts: What financial tasks do you find most challenging? Email us or leave a comment!
📤 Share this episode with someone who needs financial clarity.
⭐ Don’t forget to like, subscribe, and leave a review.

Next Episode:
Forecasting 101: Building Financial Projections for Beginners.

📍 Small Steps, Big Rewards – Your future self will thank you!

Leveraging Good Debt to Achieve Financial Freedom

In this episode of the Energetic CFO Podcast, host Tiffany discusses the critical differences between good debt and bad debt and how to make informed borrowing decisions. Tiffany shares her personal journey with debt, using examples from her own life and real estate investments. The episode provides actionable strategies for leveraging good debt to increase income and achieve financial freedom, while warning against the pitfalls of bad debt. Tiffany also offers a free download for a bad debt reduction plan and outlines different debt repayment strategies. The episode concludes with a teaser for the next topic on building financial habits and routines.

Links Mentioned:
Bad Debt Reduction Plan Guide
Email Me at hello@energeticcfo.com

Timeline:

00:00 Introduction to Debt: Good vs. Bad
00:20 Host Introduction and Podcast Overview
00:57 Personal Debt Philosophy and Experiences
02:00 Real Estate Investment Journey
04:56 Understanding Borrowing and Lenders
06:18 Pros and Cons of Borrowing Money
07:36 Good Debt vs. Bad Debt
10:54 Debt Repayment Strategies
13:19 Final Thoughts and Next Episode Preview

Understanding Financial Statements: A Deep Dive

In this episode of the Energetic CFO Podcast, host Tiffany, an advocate for financial literacy and business success, explains how to read and interpret financial statements to make better financial decisions. Tiffany breaks down the income statement (P&L), balance sheet, and cash flow statement, making complex financial concepts easy to understand. She highlights the importance of understanding these documents to plan for profitability and manage business finances effectively. Practical examples, like a stapler manufacturing company, are used to illustrate key points. Tiffany also shares personal experiences and offers a free guide for beginners to further grasp financial statements.

00:00 Introduction to the Energetic CFO Podcast
00:42 Understanding Financial Statements
02:50 Income Statement Breakdown
06:40 Balance Sheet Essentials
08:20 Cash Flow Statement Insights
11:01 Practical Financial Tips and Trends
13:51 Conclusion and Next Steps

Links:
Energetic CFO Website
Book a Call with Tiffany

Get Financial Clarity NOW

Building Financial Fitness for Your Business: Essential Systems and Practices

In this episode, we explore the fundamental financial systems every business needs to thrive. Starting with the basics of bank accounts and credit card management, the discussion covers the importance of segregating business and personal finances. Learn about the benefits of keeping clean records for the IRS, understanding key financial statements, conducting regular financial reviews, and implementing effective tax planning strategies. Additionally, gain insights into setting up a cash reserve, mastering cash flow management, and leveraging accounting software to optimize your business operations. Whether you're a new business owner or looking to refine your financial systems, this episode is packed with practical advice and actionable steps to strengthen your financial foundation.

00:00 Introduction to Financial Fitness for Your Business
01:01 Our Financial Journey: Lessons Learned
02:01 Setting Up Essential Financial Systems
02:36 The Importance of Separate Business Accounts
05:48 Choosing the Right Accounting Software
06:29 Regular Financial Reviews and Tax Planning
12:38 Building and Managing Financial Reserves
16:16 Mastering Cash Flow Management
22:25 Final Thoughts and Next Steps


Links:
Energetic CFO Website
Book a Call with Tiffany

Transform Your Money Mindset: Strategies to Cultivate Financial Success

This episode delves deep into how mindset, thoughts, and energy shape one's financial reality. The host shares personal stories of financial struggles and successes, emphasizing the importance of identifying harmful money patterns, setting clear financial goals, and maintaining a positive mindset toward wealth. Listeners are guided through actionable steps, such as conducting financial reviews, setting boundaries on investments, and embracing gratitude, to unlock their financial potential and achieve a balanced, abundant life. The episode concludes with the promise of a guide to cultivate a wealth mindset and a preview of next week's topic on financial systems and processes.

00:00 Introduction to Wealth Mindset
01:11 Personal Journey and Struggles
04:03 Recognizing and Breaking Patterns
05:31 Practical Financial Strategies
07:41 Mindset Shifts and Visualization
12:47 Aligning Goals with Actions
17:48 Gratitude and Positive Self-Talk
27:51 Inspired Action and Conclusion


Links:
Download: 5 Steps to Cultivate a Wealth Mindset
Energetic CFO Website
Book a Call with Tiffany