Are you prepared for financial challenges like natural disasters? Frank and Frankie Guida discuss strategies for safeguarding your investments even in the face of unexpected events. They highlight the importance of understanding risk tolerance, the role of annuities and bonds, and how to structure a portfolio to protect against market downturns while maximizing returns.

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The rules keep changing each year with Social Security while the full retirement age gradually increases. Frank and Frankie Guida discuss how claiming benefits before reaching full retirement age can reduce monthly payments, while delaying claims can lead to increased benefits. However, the decision is not straightforward, as individual circumstances such as health, longevity, and overall financial situation play critical roles.

Frank and Frankie highlight that as Social Security benefits are projected to reduce in 2035, it's essential to integrate Social Security into a comprehensive retirement plan.

Schedule a complimentary appointment: A Better Way Financial

CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.

Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

Follow us on social media: Facebook | LinkedIn | YouTube

See omnystudio.com/listener for privacy information.

As you approach retirement, securing your financial future becomes increasingly crucial. With so many aspects to consider, from Social Security to investment strategies, creating a comprehensive plan is essential. In this episode, Frankie Guida discusses why retirement planning isn’t just about saving; it's about optimizing every aspect of your financial life.

Frankie highlights how turning on Social Security at the right time can significantly increase your lifetime benefits. Additionally, positioning your investments wisely can yield higher returns with less risk. Understanding your pension options, tax strategies, and income possibilities can help you live a more comfortable retirement.

Connect with the team at A Better Way Financial to start building your customized retirement plan today!

CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.

Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

See omnystudio.com/listener for privacy information.

Frank and Frankie Guida discuss setting realistic financial goals and resolutions, with a focus on one important thing that people heading into retirement need to consider: proactive planning. They share insights on how to approach building a retirement plan and why starting early can reap benefits for a more secure retirement.

Connect with the team at A Better Way Financial to start building your customized retirement plan today!

Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

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New research that stress-tested the 4% rule revealed that it failed for older ages, resulting in the lowest income over time. But why is this the case? Frank and Frankie Guida reveal the reason and explore the risks associated with the 4% rule and why customized income planning is more effective for retirees.

They also touch on tax planning for your income as well as strategies to begin taking Social Security.

Connect with the team at A Better Way Financial to get an analysis of your portfolio’s risk today!

Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

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The Fed cut interest rates again and the stock market tanked. Even though 2024 has shown great returns despite the recent drop, what do those in retirement and nearing retirement need to pay attention to? In this episode, Frank and Frankie Guida discuss risk tolerance amid market volatility and the need to seek a balanced portfolio that can sustain through 20-30 years of retirement.

They touch on other strategies to generate income, such as ways to generate yield through less risk, and shift the focus towards aligning investments with financial goals.

Connect with the team at A Better Way Financial to get an analysis of your portfolio’s risk today!

Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

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Some people nearing retirement can retire a lot sooner than expected, but is it something everyone should do? In this episode, Frank and Frankie Guida dive into the delicate balance between work and retirement, emphasizing the importance of financial planning. They discuss how careful analysis and strategic planning can reveal whether individuals can retire early without sacrificing their lifestyle.

Frank and Frankie share a story of a couple who, through efficient saving and smart financial decisions, discovered they could retire sooner than anticipated with a comfortable income. They highlight the significant impact of planning on retirement decisions and provide some examples of how some people could achieve financial freedom sooner.

Connect with the team at A Better Way Financial to see if retiring early is right for you!

Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

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Are you paying more taxes than you need to? What effect does the national debt have on future taxes? Frank & Frankie discuss personalized tax planning strategies that could help reduce your tax burden throughout your retirement. By analyzing individual tax returns and investment portfolios, they demonstrate how to maximize savings.

They also highlight the differences between tax preparers and tax planners, and why being proactive with taxes is an essential part of overall retirement planning.

Connect with the team at A Better Way Financial to go over your tax plan today!

Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”

See omnystudio.com/listener for privacy information.