There’s a lot of information out there about car insurance as it pertains to tickets and traffic violations. Some of it’s true; some of it is an exaggeration or pure misinformation. However, whether you get your information from a friend or family member, or an online search engine, it’s best to double-check your sources. At Elephant Insurance, we’ve done the homework for you.

To help dispel any misconceptions or myths about tickets and violations, we’ve compiled the truth about common violations—and outlined quick facts about each. We’re also answering several popular questions we hear about driving records and insurance premiums as they relate to said violations. We hope you learn a thing or two and walk away as a confident, safe driver.

• Types of Tickets and Violations
• Will I see an impact on my insurance premium?
• How long will a traffic violation stay on my insurance record?
• How to improve your rate if you received a ticket

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10 safe driving scholarship options to apply to

Nothing is more important than being a safe driver on the road. Distracted driving and drunk driving have enormous consequences not only for you as a driver, but for your family and other people on the road. Because it impacts thousands of Americans every year, particularly teens who account for almost 10 percent of distracted drivers in fatal car crashes, many organizations offer scholarships to help raise awareness of distracted driving and ways to prevent it. If you are a student preparing for college, already in college, or even a family member with a college student, consider checking out a national safe driving scholarship that aims to reduce or prevent distracted driving. We’ve compiled 10 below.

• 1. Project Yellow Light
• 2. Look Twice, Save a Life
• 3. The Safe Driving Scholarship
• 4. Create Real Impact Contest
• 5. Getting Real About Distracted Driving
• 6. Digital Responsibility’s Don’t Text and Drive Scholarship
• 7. In the Driver’s Seat
• 8. Safe Driver Scholarship
• 9. Drunk Driving Prevention Scholarship
• 10. Stand Up to Distracted Driving Scholarship

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• Elephant's Multi-Car Discount
• About Elephant Insurance
• Elephant Reviews
• Elephant's Blog - The Glovebox
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• Elephant FAQs
• Elephant Terms of Use
• Elephant Insurance Privacy & Security
• Elephant's Responsible Disclosure

Uh-oh…your car is totaled. Or is it? “Totaled” is a word that gets thrown around a lot when it comes to car accidents, but the term actually has a very specific definition. It is only used in insurance when the damage to the car falls under a particular set of circumstances set by your insurance.

It’s not the driver’s responsibility to determine if the car is totaled. That falls onto the driver’s insurance adjuster and the car insurance company. Being more informed about total losses and how insurance companies handle them can help drivers feel more prepared if their car ever suffers severe damage.

What does “totaled” mean?

So what does it actually mean, and when is a car considered “totaled?” Insurance companies typically designate vehicles as a total loss when the cost to fix the damage is more than the car’s value or if the car can’t be repaired at all for some reason or another.

• Get a Car Insurance Quote
• Elephant's Multi-Car Discount
• About Elephant Insurance
• Elephant Reviews
• Elephant's Blog - The Glovebox
• Elephant Careers
• Partner With Us
• Elephant FAQs
• Elephant Terms of Use
• Elephant Insurance Privacy & Security
• Elephant's Responsible Disclosure