Mark T. Hebner is the founder and CEO of Index Fund Advisors, Inc., (IFA), author of the highly regarded book Index Funds: The 12-Step Recovery Program for Active Investors, focused on investor education. Mark’s current book and previous editions received praise from financial industry experts and academic luminaries, including John Bogle, David Booth, Burton Malkiel, and Nobel Laureates Harry Markowitz and Paul Samuelson. The book has been nominated as one of the three all-time greatest investment books, along with the writings of John Bogle and Warren Buffett. This book details the possible perils associated with stock picking, mutual fund manager picking, market timing, and other wealth-depleting behaviors.

Hebner’s 12-Step Program teaches the differences between active and passive investing, explains the emotional triggers that impact investment decisions, and offers an enlightening education on evidence-based investing that may forever change the way an investor perceives the stock market.

Hebner is a respected speaker, frequent news contributor and authority on investing. His life’s mission is to “change the way the world invests by replacing speculation with education.” Hebner is especially knowledgeable about index funds, portfolio construction and the research indexes designed by Nobel Laureate Eugene Fama and Kenneth French. These indexes provide the building blocks for the prudent evidence-based investment strategies that Hebner implements for his IFA clients.

Mark is a Wealth Advisor (Series 65) and has an MBA from the University of California, Irvine and a Bachelor’s in Nuclear Pharmacy from the University of New Mexico. He was a member of the Young Presidents' Organization for over 20 years and is currently a member of the World Presidents’ Organization and the Chief Executives Organization.

Prior to founding Index Fund Advisors in 1999, Mark was President, CEO and co-Founder of Syncor International (previously a public company - SCOR) from 1975 to 1985. In Jan. 2003, Cardinal Health acquired Syncor for approximately $850 million. As a division of Cardinal Health, it is the world's leading provider of nuclear pharmacy services.

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Critical Mass Business Talk Show is Orange County, CA's longest-running business talk show, focused on offering value and insight to middle-market business leaders in the OC and beyond. Hosted by Ric Franzi, business partner at REF Orange County.

John Forsyte has led Pacific Symphony since 1998, during which time it has emerged as the largest orchestral institution founded in the U.S. in the past 50 years. Under his leadership, the Symphony has grown in national and international stature. Pacific Symphony made its debut at Carnegie Hall in 2018 as one of two orchestras invited to perform in Philip Glass’ 80th birthday celebration. That same year, the Symphony embarked on its first tour of China, performing in five major cities. The 2017-18 season culminated with the Symphony's first nationally televised appearance on PBS’s Great Performances.

During the COVID-19 pandemic, Forsyte spearheaded innovative community engagement efforts, including hundreds of video productions for schoolchildren and nonprofit partners. The Symphony also launched Symphony on the Go, a mobile stage concert series offering free performances in neighborhoods throughout the region. For its dedication to serving the community during this challenging time, Pacific Symphony was recognized as the Nonprofit of the Year for the Central/South Orange County region.

Forsyte's decades-long collaboration with Music Director Carl St.Clair has pioneered new concert formats and audience engagement methods, helping build an audience base that better reflects the demographics of Orange County. These initiatives include semi-staged opera productions, annual children’s offerings, the innovative Café Ludwig chamber music series with Orli Shaham and Pacific Symphony principal musicians.

A major milestone in Forsyte’s tenure was the creation of the American Composers Festival (ACF). The festival has featured thematic and contextual programs, world premieres, commissioned works, and performances of rarely heard pieces, highlighting the Symphony’s commitment to innovative and compelling programming. Over the years, the ACF has garnered critical acclaim and featured prominent composers such as John Adams, Philip Glass, and William Bolcom, and has attracted a wide range of audiences, further solidifying Pacific Symphony's reputation as a leader in promoting American music.

During Forsyte’s tenure, Pacific Symphony became the only orchestra in California to receive a James Irvine Foundation New California Arts Fund Grant. This supported the creation of the Building Communities Concert Series, featuring cultural celebrations such as Lunar New Year, Nowruz, and a free family festival around the Lantern Festival, further expanding the Symphony’s engagement with the region’s diverse communities.

Pacific Symphony has expanded its community engagement programs, creating transformative initiatives like arts-X-press (a middle school arts immersion camp), Heartstrings (a partnership with 47 nonprofit organizations), the free Lantern Festival, Strings for Generations in partnership with the South Coast Chinese Cultural Center, and Santa Ana Strings. Under Forsyte’s guidance, the Symphony's award-winning music education offering, the Freida Belinfante Class Act program, has grown from 7 to 30 schools.

A strategic priority during Forsyte’s tenure has been the expansion of the Pacific Symphony Youth Ensembles program. This initiative now includes four distinct groups: Pacific Symphony Youth Orchestra, Pacific Symphony Youth Wind Ensemble, Pacific Symphony Santiago Strings, and Pacific Symphony Youth Concert Band. Together, these ensembles serve over three hundred students annually, offering exceptional training and performance opportunities for young musicians across Southern California. The program’s transformative impact is demonstrated by the high rate of students accepted into leading music conservatories and universities.

Under Forsyte’s leadership, Pacific Symphony has maintained a balanced budget for more than two decades while significantly increasing its fundraising efforts. Contributed income has grown fivefold, and the organization has raised an additional $35 million for its endowment during this period.

Forsyte’s contributions to the arts have been widely recognized. He has been honored with the Helen M. Thompson Award from the American Symphony Orchestra League and the Helena Modjeska Cultural Legacy Award by Arts Orange County. He currently serves on the Chief Executive Roundtable at UC Irvine and the boards of Arts Orange County and Orange County Music and Dance.

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Critical Mass Business Talk Show is Orange County, CA's longest-running business talk show, focused on offering value and insight to middle-market business leaders in the OC and beyond. Hosted by Ric Franzi, business partner at REF Orange County.

LaVal Brewer is the President & CEO of South County Outreach in Irvine, CA, a nonprofit organization dedicated to preventing hunger and homelessness by helping people help themselves. With over 30 years of experience in nonprofit management and more than a decade in executive leadership, LaVal is a seasoned expert in board development, strategic planning facilitation, and fostering high-functioning teams.

LaVal's journey in the nonprofit sector began at age 16 when he took a part-time summer job with Culver City Parks, Recreation and Community Services Department, igniting his passion for community service. Growing up in South Los Angeles, his middle-class upbringing instilled in him an appreciation for stability and the importance of giving back.

For 21 years, LaVal held leadership roles in Southern California YMCAs, including nearly a decade as Executive Director of three large branch facilities. His innovative leadership and commitment to community development propelled his success in those roles. Later, as Executive Director of Playworks Southern California, LaVal championed the transformative power of play in schools. At OneOC, he drove organizational growth through corporate partnerships and employee engagement as Director of Business Development and Partnerships.

Since joining South County Outreach, LaVal has spearheaded transformative initiatives, such as reimagining the Food Pantry into a welcoming, grocery store-like environment. His vision includes creating partnerships with cities, funders, and corporations to provide rent and utility assistance while empowering families to break free from the cycle of hunger and homelessness.

In addition to his professional achievements, LaVal is a trusted facilitator of The Five Dysfunctions of a Team, helping boards and leadership teams strengthen trust, communication, and effectiveness. His skills in strategic planning and executive coaching are sought after by organizations looking to align their vision with impactful outcomes.

LaVal holds a bachelor's degree in Human Services from Springfield College and is deeply involved in his community. He has served as an Elder at the Presbyterian Church of the Master in Mission Viejo and contributes his leadership as a member of the Board of the Orange County Continuum of Care (CoC) and the Public Law Center. He also serves as a Commissioner for the City of Mission Viejo Planning Commission.

LaVal resides in Mission Viejo with his wife and three daughters, whose love and inspiration fuel his passion for building stronger communities.

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Critical Mass Business Talk Show is Orange County, CA's longest-running business talk show, focused on offering value and insight to middle-market business leaders in the OC and beyond. Hosted by Ric Franzi, business partner at REF Orange County.