Think bad credit means you can’t get a home loan? Think again. In this episode, we break down how Australian banks assess your credit history, the myths around credit scores, and the steps you can take to improve your chances of approval. Whether you're a first-time buyer or looking to refinance, you'll learn how to explain past defaults, work with specialist lenders, and even transition to better rates over time—helping you secure a home loan, even with a less-than-perfect credit score.

Ready to explore your options? Get a free assessment from the experts at Hunter Galloway: huntergalloway.com.au

Over 2 million Australians use negative gearing to claim tax deductions on properties that are losing money—but is it making homeownership harder for first-time buyers? In this episode, we break down how negative gearing works, who really benefits, and what might happen if it were scrapped or reformed. Whether you're a renter, investor, or aspiring homeowner, understanding this controversial policy is key to navigating the Australian property market.

Need help navigating the home buying journey? Get a free pre-approval and explore your options with Hunter Galloway – a trusted mortgage broker for homebuyers across Australia. Call 1300 088 065 or visit huntergalloway.com.au

Did you know you could be missing out on up to $50,000 in first homebuyer grants? In this episode, we break down every federal and state-based grant available across Australia in 2024 and 2025—helping you maximize your purchasing power and avoid leaving money on the table. Whether you're a first homebuyer in NSW, VIC, QLD, or beyond, we cover the eligibility criteria, income caps, and hidden perks that could make homeownership a reality for you.

Need help navigating the home buying journey? Get a free pre-approval and explore your options with Hunter Galloway – a trusted mortgage broker for homebuyers across Australia. Call 1300 088 065 or visit huntergalloway.com.au