The Key to Never Feeling Broke Again
How to Normalize Having Money and Saving Money in Your Life

Why does it feel like money always slips through your fingers? What if budgeting didn’t feel like a short-term fix but instead became a habit that makes saving and having money feel normal?

In this episode, we’re diving into how to shift budgeting from something you do “when money’s tight” into a life habit that sticks. When budgeting becomes second nature, you’ll start to feel confident and in control of your finances—covering expected and unexpected expenses, paying down debt, and building savings will feel like the norm. I’ll show you how to develop a mindset and routine that help you improve not just your financial habits, but your overall money confidence.

Listen to this episode to answer these questions:

• How can you turn budgeting into a habit instead of a temporary solution?
• What weekly routines can make budgeting easier to maintain?
• What key skills do you need to build for successful budgeting?
• How can a budgeting mindset create financial freedom?
• What holistic changes can budgeting bring to your life?
• How can having money just be normal for you?

Resources:

• Grab my 3-Part Holiday Planner: Holiday to-do list, gift list, and budget planner all in one.
• FREE Budget Foundations: Let me come into your email with 4 steps to get started on your money journey.
• Instagram: @budgeteffectpodcast
• Email: hello@thebudgeteffect.com

Have a topic you want me to cover on the show?

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The holiday season is around the corner, and with it can come the stress of extra spending. In this episode, we’re talking about how to plan ahead for any big event—whether it’s the holidays, a special celebration, or a family vacation—without letting your budget get out of hand. I’ll share simple, realistic strategies to help you avoid overspending, stick to your goals, and make this season feel meaningful and manageable. Let’s dive into how a little planning now can make a huge difference later!

👉 Grab Your 3-Part Holiday Planner Here to make this holiday season more organized and less overwhelming.
3-Part Holiday Planner—complete with a space for brainstorming ideas, a budget sheet, and a weekly backwards planner to stay organized and avoid last-minute stress. It’s a tool to help you stick to your budget and focus on what matters most.

💲Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!

Let’s Connect.

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com

Got a specific question you’d like me to answer on the show? Text it!

Click to Send a Text.

You are up against bazillion dollar marketing companies that cause you to feel like you are SAVING money if you buy this RIGHT NOW.
But what if we just did one simple shift in our language that would help us combat those impulse purchases? That's what we are talking about today. After this episode you will have a deeper understanding around saving money and a way to combat impulse purchases.

Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!

Let’s Connect.

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com

Got a specific question you’d like me to answer on the show? Text it!

Click to Send a Text.

What is stopping you from saving, investing, or paying off debt? What is keeping you in the paycheck to paycheck cycle?
Maybe you don't have this mindset: Can it wait a week? After this episode, you will walk away with a fresh mindset about your future, your goals and your budget!

Let your budget EMPOWER you to get what you want.

Do you want help getting started? Click here for the Budget Foundations Jumpstart. By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!

Let’s Connect.

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com

Got a specific question you’d like me to answer on the show? Text it!

Click to Send a Text.

Is the constant running around and never eating at home killing your food budget? There are 4 steps you can take to minimize this cost - even in the busiest seasons. Let me walk you through what these 4 steps look like for a mom who is empowered by her budget.

Listen to this episode to answer these questions:

• How do I stay in my food budget?
• How do I feed my family when we are so busy?
• How do I save money on food?
• How do I stop spending so much money?

Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!

Let’s Connect.

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com

Got a specific question you’d like me to answer on the show? Text it!

Click to Send a Text.

Planning in advance for the holidays is going to save you money and mental energy. In this episode, we'll walk through how to get your holiday mindset in check, prepare your budget, and of course strategize ways to save money this holiday while living abundantly.

Click here for the free Budget Foundations Jumpstart!

Let’s Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Want to ask a question?

Click below to send your question to the show.

Click to Send a Text.

Struggling to Stay on Top of Your Spending? Here's How Weekly Tracking Can Help You Reach Your Goals

For many busy moms, staying on top of household finances can feel overwhelming. With bills, groceries, and daily expenses piling up, it's easy to lose track of your budget. In this episode, we dive into a powerful yet often overlooked habit—weekly spending tracking. Learn why setting a plan at the start of each month and adjusting your budget weekly is a game-changer for reaching both your money and life goals. We'll also address common struggles like the discomfort of facing your spending habits and how this one step can create lasting, positive change. If you're looking for a simple yet effective way to stay on top of your finances, this episode is for you.

Click here for the free Budget Foundations Jumpstart!

Let’s Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Text the show.

Click to Send a Text.

We are busy moms, taking care of a lot of things. So how can we protect our goals and visions? How can we stick with our goals?
Answer: We must become a fierce protector of the goal.
1. Protect your time to have the vision.
2. Protect your time to plan.
3. Protect your plan.
4. Figure out how you will keep up with all your other commitments.
And BELIEVE IN YOURSELF!
You got this.

Click here for the free Budget Foundations Jumpstart!

Let's Connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Want to ask a question?

Click below to send your question to the show.

Click to Send a Text.