Just like building a snowman in the crisp winter air, creating a structurally sound retirement strategy requires careful consideration and planning. From establishing a solid base to adding protective layers, we’re here to ensure your financial landscape remains cool and collected. 

Tune in and learn how to build a financial snowman that stands the test of time. So, bundle up and let’s get rolling!

Here’s some of what we discuss in this episode:

Just like a solid base supports the entire snowman, a foundation of savings forms the basis of your retirement plan.

Regular contributions enhance the core of your retirement savings over time.

The importance of setting clear, achievable goals. 

Your retirement plan should be flexible to adapt to changing life circumstances, market conditions, and financial goals.

Connect with Eric Judy online at https://www.judyfg.com/ or by calling 217-303-1711. You can also book a complimentary review at https://calendly.com/ericjudy

Today we’ll talk about some of the situations where you might be inclined to take the immediate benefit, when you should really consider the delayed rewards. As we go through these eight situations, a few of them might seem pretty straightforward while others might not be as obvious.

Here’s some of what we discuss in this episode:

• Why you never want to pass up on a 401k match.
• The power of using a Roth rather than deferring taxes into retirement.  
• Tapping into an emergency fund or early 401k withdrawals can be costly. 
• Why claiming Social Security at age 62 might not be your best strategy.
• Why you shouldn’t skip regular health check-ups and preventative care.

Connect with Eric Judy online at https://www.judyfg.com/ or by calling 217-303-1711. You can also book a complimentary review at https://calendly.com/ericjudy

Ever thought that minor tweaks in your financial plan could lead to major wins? In this episode, we're exploring the surprisingly powerful world of simple financial adjustments. From overlooked savings tricks to smarter insurance choices, we're unpacking those seemingly small steps that can bring about big, positive ripples in your financial life.

Here are the small steps we’ll explain today: 

Keeping the right amount in cash and keeping it in the right place.

Consolidate your old 401Ks.

Think about replacing high-expense mutual funds.

Check your beneficiary designations to make sure they’re all updated.

Rebalancing your portfolio.

Automate your savings to make sure you’re doing it regularly.

Connect with Eric Judy online at https://www.judyfg.com/ or by calling 217-303-1711. You can also book a complimentary review at https://calendly.com/ericjudy