Listen free for 30 days

Listen with offer

Preview
  • Make a Payment

  • How to Decimate Credit Cards with Debt Consolidation to Obtain Financial Peace of Mind
  • By: J.C. Allen
  • Narrated by: Brandon Pollock
  • Length: 3 hrs and 19 mins
  • 5.0 out of 5 stars (24 ratings)

£0.00 for first 30 days

Pick 1 audiobook a month from our unmatched collection - including bestsellers and new releases.
Listen all you want to thousands of included audiobooks, Originals, celeb exclusives, and podcasts.
Access exclusive sales and deals.
£7.99/month after 30 days. Renews automatically. See here for eligibility.

Make a Payment

By: J.C. Allen
Narrated by: Brandon Pollock
Try for £0.00

£7.99/month after 30 days. Renews automatically. See here for eligibility.

Buy Now for £11.99

Buy Now for £11.99

Pay using card ending in
By completing your purchase, you agree to Audible's Conditions of Use and authorise Audible to charge your designated card or any other card on file. Please see our Privacy Notice, Cookies Notice and Interest-based Ads Notice.

Summary

Debt is an issue that thousands of people struggle with each year. Large bills like mortgage payments, medical bills, and student loans can be a significant drain on your wallet, but an even larger problem is credit card debt. Since credit cards have such high interest rates on average, overspending and continually missing payments will quickly multiply even small bills into nearly insurmountable ones. But you don't have to live with debt forever. With the right strategies, you can consolidate, pay off your debts, and finally enjoy financial freedom.

Make a Payment will teach you everything you need to know to start using credit responsibly and eliminate your current debts. Inside, you'll learn:

  • Why debt, especially credit card debt, is so damaging to your financial health
  • How to maximize the positive benefits of credit cards while avoiding potential pitfalls
  • When and how to consolidate or refinance your loans
  • Which habits will help you regain control over your finances, now and for the future
  • And so much more!

Debt is one problem you can't afford to ignore, as it will only get worse the longer you avoid it. So, whether it's financial advice for young adults or those of any age you’re looking to obtain, pick up Make a Payment today and take the first steps toward wiping out your debt for good.

So how do you get out of credit card debt, discover your financial intelligence, gain financial literacy, manage money, and start saving?

Well, if you want solid, actionable advice on how to gain control of your financial situation, then simply click the “buy” button right now.

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2021 J.C. Allen (P)2021 J.C. Allen
activate_Holiday_promo_in_buybox_DT_T2

Listeners also enjoyed...

Credit Repair Tactical Guide cover art
How to Get Out of Debt cover art
Financial Literacy for Tweens cover art
Personal Finance for Teens & Young Adults cover art
Financial Literacy for Young Adults Simplified cover art
Get a Financial Makeover and Achieve Financial Freedom cover art
Credit Repair Secrets cover art
Financial Planning and Debt Planning cover art
The Ultimate Credit Score Guide and Debt Reduction Value Pack cover art
Debt-Free Blueprint cover art
Money Management Turn Bad Credit into Good Credit cover art
A Simple Guide to Finance & Money Basics for Kids, Teens, & Adults cover art
Overcoming Overthinking cover art
7 Money Rules for Life® cover art
Personal Finance Made Easy for Young Adults cover art
Personal Finance for Women cover art

What listeners say about Make a Payment

Average customer ratings
Overall
  • 5 out of 5 stars
  • 5 Stars
    23
  • 4 Stars
    1
  • 3 Stars
    0
  • 2 Stars
    0
  • 1 Stars
    0
Performance
  • 5 out of 5 stars
  • 5 Stars
    23
  • 4 Stars
    1
  • 3 Stars
    0
  • 2 Stars
    0
  • 1 Stars
    0
Story
  • 5 out of 5 stars
  • 5 Stars
    23
  • 4 Stars
    1
  • 3 Stars
    0
  • 2 Stars
    0
  • 1 Stars
    0

Reviews - Please select the tabs below to change the source of reviews.

Sort by:
Filter by:
  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Should be taught in schools!

Absolutely loved this book. It really highlighted the importance of getting your finances together early on and well informed me on the risks associated with letting debt pile up. Not only that, but it actually also encouraged me to not shy away from credit cards as the book mentioned although people make a lot of mistakes with them, there are also some great uses! Great listen !

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Super Informative One!

It certainly helped to deepen my understanding of debt. The practical strategies of consolidating or refinancing loans are also very worth learning! I learned so many things that I didn't know. Clear and easy to understand, this is a MUST-READ if you're looking for reducing your financial burden.

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Decimate Debt!

Well written by JC,This covers al lot,Credit card interest, Collections, your credit score and how to handle it, Delinquency, Grace periods, negotiating with creditors, How to create a debt Free life! I liked the quotes from R Kyosaki, JFK and Warren Buffet.

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Such an important book

This is a perfect audio guide for anyone who is struggling with debt and credit card debt.
I read somewhere the average American has more than 5 different credit cards. This was definitely true in my family, and I wish we had this book when a financial disaster topped with a mountain of debt nearly ruined us!
This is a well-rounded guide that covers all the necessary aspects of dealing with debt, interests, and credit card repayments. It's super practical and realistic. It also covers a lot of budgeting tips which I found super useful!
Great value, would 100% recommend!

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Timely and epic advice for life!

What an extraordinary book! I went ahead and purchased the book right away at the moment this title drew my attention since it was a much-needed book for me. Being a young entrepreneur, I’ve always wanted to have a credit card, and this reference became a great mentor to my life which filled me in with a lot of financial education. I simply learned a lot about credit cards. The knowledge about the damage debt or credit card debt could cause me, the positive benefits of them, and the knowledge on how I should avoid the pitfalls were indeed a blessing! Each and every chapter of this audiobook opened up to a financial lesson that I’ve never been taught before by anyone else in my entire life, so this was VERY special.

The author is sophisticated in finance and has done an excellent job in researching information. I’m happy to have found this book before applying for any loans or credit cards. The strategies mentioned here are efficient and sure-fire. I hope this audiobook guided me with a decent amount of financial literacy and with precisely what I wanted in planning out my future with fewer regrets. Strongly recommend!

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Excellent positive & proactive financial help.

This book is extremely well written, covering all aspects of addressing debt management in a helpful and proactive manner. It doesn't shy away from presenting the consequences or risks of strategies, but sets out clearly defined pro & cons for all forms of debt. The workbook is also extremely useful.

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Very helpful

This is a great book to help you with your debts and achieve a debt-free life. It covers different areas such as dealing with large credit card interests, store cards, and everything you need to know about your score card. I find this book very useful. It explains in detail what to do and how to do it so you can get out of debt.

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

really good information!

In this audiobook You will learn how to manage finances and debt properly. It gives excellent advice about managing your debt and how to finally manage it. Learn how to use your card wisely and responsibly , I wish I had this audiobook when I was younger. I'd certainly be richer with all this information

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Very informative

This is a great audiobook. I learnt alot about credit cards which I didn’t know about. I was looking to take out a loan for a purchase I need to make, but i was unsure whether to take out a credit card loan. This audiobook explains the importance of staying on top of your credit score and by taking out credit on what you can afford to repay. I also found the chapter on negotiating with creditors very insightful.

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Very usefull book

If you want to use credits responsibly, avoid credit card pitfalls, control your finances or eliminate your current debts - this is a must have book for you!

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!