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For our small business owners, take time right now to mark down your expenses as we go into 2025. It is always harder to argue facts than fiction or opinions. Write down what your day to day, month to month, or year to year expenses are for your business. This will help you to see how the current economic status is affecting you and your business. They say, "money makes the world go around". It is actually the movement and the exchange of monetary sources that makes the world go around. That is why there were 2 economic stimulus packages passed by the U.S. Congress during the height of the global Covid-19 pandemic. People were not getting out spending money, or exchanging monetary sources. The economy is paced by the population spending their hard earned dollars with businesses off all calibers. The issue is for the upcoming United States Presidential Administration, how will they make the following business concerns better of worse for small businesses.

• Access to capital
• Business taxation
• Tariffs on imported goods
• Tariffs on exported goods
• Business loan qualifications

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